Barclaycard Arrival Plus® World Elite Mastercard®
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The Barclaycard Arrival Plus World Elite Mastercard is the rare travel rewards credit card that’s uncomplicated.
You’ll earn 2X miles for every $1 spent on all purchases, which means you don’t have to mess with tracking category spending or scratch your head to remember how much the card will pay back for a nice restaurant meal.
We love the reward redemption flexibility the card champions. You can use your rewards to book travel on any airline, hotel or cruise ship. You can even pay your cab fare.
What’s more, discount travel sites are covered here, as well, letting you book your trip your preferred way.
If you’re a globetrotter, road-tripper or wanderer of any type, the Barclaycard Arrival Plus World Elite Mastercard should be in your wallet. At just $89 annually (and that’s waived the first year) this card offers generous and simple rewards, along with travel protections and no foreign transaction fees — just like the flashier, more expensive travel cards, but without the big price tag for ownership.
For a card without a first-year annual fee, the sign-up bonus is pretty generous. Earn 40,000 bonus miles, worth $400, after spending $3,000 on purchases within the first 90 days. The mileage redemption is as easy as it gets. You can book through Barclaycard’s travel portal or just redeem your mileage as a statement credit and book your travel via any method you like.
Who should get this card
Anyone seeking a simple travel rewards plan with easy, breezy redemptions and without a fat annual fee can get behind the Barclaycard Arrival Plus® World Elite Mastercard®.
Fees and APRs
- This card charges a variable APR of 17.24%, 21.24% or 24.24%% depending on your creditworthiness.
- Enjoy an introductory 0% APR offer for 12 billing cycles for each balance transfer made within 45 days of opening the account.
- The annual fee is $89, waived the first year.
- There’s a balance transfer fee of 3%.
- There are no foreign transaction fees on purchases made outside the United States.
- Late payments won’t affect your annual percentage rate.
Extras, perks and using points
Miles can be redeemed for statement credits starting at 10,000 miles for $100 worth of credit. You can redeem for all or a portion of your travel charges as long as it’s within 120 days of the purchase. Here’s a nice perk: You’ll get 5% of your miles back every time you redeem. So, if you redeem 10,000 miles, you’ll automatically get 500 of those back in your account.
To redeem your miles, log into your card account online. There is no fee to redeem your miles and they never expire as long as your account is open and in good standing.
This card comes with Mastercard World Elite concierge and luxury travel benefits, which also includes some travel and auto protections.
You can receive a complimentary FICO score online and get an alert if your score has changed.
How this card compares
The Chase Sapphire Preferred Card’s hefty sign-up bonus, boosted redemption value when using the Chase portal and a generous rewards program make it a stand-out among travel rewards cards offering big value for minimal cost. Since Chase Ultimate Rewards points can be used for everything from flights to lodging to cruises, this also makes it one of the most flexible redemption programs among travel cards.
The Citi ThankYou Premier Card comes with a $95 annual fee, waived the first year, and pays 3x points for all travel including gas, 2x points on dining and entertainment and 1x on all other spending.
If you spend at least $3,200 annually in the gas and travel category, you’d earn back the cost of card ownership. Plus, with the Premier card, your points will take on 25% more value when booking airfare through the Citi portal. Depending on how you spend, this may work out to be more rewarding for you.
The Capital One Venture Rewards Credit Card’s unlimited 2X miles per $1 spent on all purchases makes it less cumbersome to track than cards with different bonus categories. Depending on your spending habits this could work out better or worse for you in terms of mileage earning potential. One of the best attributes of this card is you can book your travel any way you like, on any site, and then redeem your miles as a statement credit towards that purchase. This makes it a more flexible choice than other cards that require you to use their travel portals for maximum value.