Interest Rate Advice

Read the latest advice from our team at Bankrate on credit card interest rates - how to understand credit card APRs, steps to minimize interest rate payments, where to find the best 0% APR offers, and everything in between.

Understanding Credit Card Interest Rates

Consumers shopping for a new credit card should pay attention to a wide range of details in the fine print. One of the most important details, if you are planning to carry a balance, is the ongoing variable APR. Use this guide to gain a broader understanding of credit card APRs and why they matter.

Recommended Advice on Credit Card Interest

What you need to know about grocery store-branded credit cards

It’s up for debate whether these cards can stock your pantry better than a rewards card.

New to credit cards? Here are 5 healthy habits to start as a student

Keep these tips in mind from the application process onward.

Use a 0% intro APR card to avoid the Ghost of Interest Future

Afraid of that January 2020 credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.

Do’s and don’ts of holiday shopping with a credit card

Keep these tips in mind to ensure safe and financially responsible spending.

Residual interest: What you need to know

It may feel unfair, but it’s legal: even after you’ve paid off your credit card debt, you may still owe money in interest.

Financing with credit cards: Is deferred interest a good idea?

A retailer’s interest-free financing will sting if you’re not careful with payments.

The Best 0% Interest Credit Cards

The Best 0% Interest Credit Cards

Looking to finance your next large purchase? Our team of experts have researched and compiled a comprehensive list of the best 0% APR credit card offers on the market today. Take a look at our top recommendations.

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Latest Credit Card Interest Advice & Stories