Interest Rate Advice

Read the latest advice from our team at Bankrate on credit card interest rates - how to understand credit card APRs, steps to minimize interest rate payments, where to find the best 0% APR offers, and everything in between.

Understanding Credit Card Interest Rates

Consumers shopping for a new credit card should pay attention to a wide range of details in the fine print. One of the most important details, if you are planning to carry a balance, is the ongoing variable APR. Use this guide to gain a broader understanding of credit card APRs and why they matter.

Recommended Advice on Credit Card Interest

Residual interest: What you need to know

It may feel unfair, but it’s legal: even after you’ve paid off your credit card debt, you may still owe money in interest.

Financing with credit cards: Is deferred interest a good idea?

A retailer’s interest-free financing will sting if you’re not careful with payments.

The best ways to ditch your high-interest credit card

Follow these steps to save money and eliminate your high-interest debt.

Survey: More than half of Americans are paying for summer childcare with credit cards

33 percent of parents who plan to pay for summer childcare will accumulate debt.

Sanders, Ocasio-Cortez propose credit card interest rate cap

The lawmakers’ proposal would limit credit card interest rates to 15 percent nationwide.

After the Fed: A fixed-rate credit card can help — if you can find one

You can combat Fed rate hikes if you can find one of these rare ‘pink unicorns.’

The Best 0% Interest Credit Cards

The Best 0% Interest Credit Cards

Looking to finance your next large purchase? Our team of experts have researched and compiled a comprehensive list of the best 0% APR credit card offers on the market today. Take a look at our top recommendations.

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Latest Credit Card Interest Advice & Stories