Chase new account promotions: Bonuses for checking and savings accounts

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Customers looking to cash in on signup bonuses with a new checking account should consider what Chase Bank has to offer. Current bonus promotions give you the chance to earn between $100 and $300 by opening an account and completing qualifying activities.

Here are the checking accounts, the associated bonus amounts and what it takes to qualify.

Chase bonus details

Read on for details on some of Chase Bank’s current bonus promotions.

Chase Total Checking: $225 bonus

  • How to earn the bonus: When you open a Chase Total Checking account and establish direct deposit within 90 days of coupon enrollment, you’ll earn a cash bonus of $225. The coupon is available on the Chase website, and you may have the option to open the account either online or in person.
  • When you’ll receive the bonus: You’ll receive the bonus in your account within 15 days of meeting the requirements.
  • The fine print: Current Chase checking customers are not eligible for this bonus. It is also not offered to those whose Chase accounts have been closed within 90 days or whose accounts have been closed with a negative balance within the previous three years. Customers are allowed one bonus every two years for opening an account.
  • When this offer expires: Oct. 18, 2021

Chase College Checking: $100 bonus

  • How to earn the bonus: This promotion is available to college students ranging from 17 to 24 years of age who open a Chase College Checking account and complete 10 qualifying transactions within 60 days of coupon enrollment.
  • Qualifying transactions include purchases with a debit card, bills paid online, checks paid, deposits using Chase QuickDeposit and automatic clearinghouse check (ACH) payments or credits.
  • When you’ll receive the bonus: Your bonus will be deposited into your account within 15 days after the qualifying transactions have been made.
  • The fine print: This offer is not extended to customers with existing Chase accounts or whose accounts have been closed during the past 90 days or closed in the past three years with a negative balance.
  • When this offer expires: Oct. 18, 2021

Chase Business Complete Checking: $300 bonus

  • How to earn the bonus: You’ll earn a $300 bonus when you open a Chase Business Complete Checking account, deposit at least $2,000 in new funds within 30 days and maintain at least a $2,000 balance for 60 days from your coupon enrollment date.
  • You’ll also need to complete five qualifying transactions within 90 days of the coupon enrollment date. These include debit card purchases, Chase QuickDeposit, Chase QuickAccept deposits, ACH payments or credits and incoming and outgoing wire transfers.
  • When you’ll receive the bonus: The bonus will be added to your account within 15 days of completing the required activities.
  • The fine print: The Chase Business Complete Checking $300 bonus offer is not available to existing customers with business checking accounts, as well as customers whose accounts have been closed within 90 days or closed with a negative balance over the past three years. One bonus is allowed per account, and a bonus can only be earned through one new business checking account opening every two years.
  • When this offer expires: Oct. 21, 2021

Chase Secure Banking account: $100 bonus

  • How to earn the bonus: When you open a Chase Secure Banking account with qualifying activities, you’ll earn a $100 bonus. Ten qualifying transactions need to be completed within 60 days, and these include online bill payments, purchases using a debit card, Zelle, ACH payments or credits and Chase QuickDeposits.
  • When you’ll receive the bonus: Your bonus will be added to your account within 15 days of your completing the qualifying activities.
  • The fine print: The Chase Secure Banking account bonus is not open to existing checking customers of Chase, as well as customers whose accounts have been closed during the past 90 days or closed with a negative balance within three years.
  • When this offer expires: Oct. 18, 2021

What’s the catch?

You’ll need to follow the rules to qualify for these offers.

The Chase Total Checking, College Checking and Secure Banking account bonuses are not available to existing Chase checking customers. Likewise, the Business Complete Checking bonus is not available to existing Chase business checking customers.

For each of the offers, you’ll also need to keep the account open for at least six months. Closing the account sooner will cause Chase to deduct the bonus amount at that time.

Only one bonus every two years is allowed for opening a new Chase checking account.

Are these deals good for you?

These Chase checking bonuses are currently some of the best available on the market. They can serve as an easy way to earn at least $100 in cash for anyone willing to set up a new checking account and complete the qualifying activities.

Before you sign up for any new bank account, be sure to read the fine print. Make sure you’re willing and able to comply with any minimum balance requirements. Many people also find it important to choose a bank that offers plenty of nearby ATMs and at least one local branch.

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Written by
Karen Bennett
Consumer banking reporter
Karen Bennett is a consumer banking reporter at Bankrate. She uses her finance writing background to help readers learn more about savings and checking accounts, CDs, and other financial matters.
Edited by
Senior editorial director