What is an HFA loan?
HFA loans are designed to make homeownership more affordable.
5 min read
May 12, 2025
Taylor Freitas
Contributor, Personal Finance
Taylor Freitas is a Bankrate contributor with over a decade of professional journalism experience. Over her career, she has covered various topics, including personal finance, credit cards, travel rewards, home ownership, mortgages, and home improvement.
When she isn’t writing, Taylor can be found using points and miles to explore new countries (most recently, Cambodia and Vietnam), discovering new music, and cheering on her beloved USC Trojans.
Find Taylor Freitas beyond Bankrate
- LA Weekly
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Taylor's latest articles
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What is the right of redemption? How it works during foreclosure
This legal process could help you keep your home — but it comes with a catch.
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Real estate commissions in Michigan: What to expect
A breakdown of real estate agent commissions in Michigan.
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What is a home appraisal? Everything you need to know
Mortgage lenders require appraisals to ensure they’re not loaning you more than the home is worth.
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Questions to ask a mortgage lender
Wondering what to ask a mortgage lender when you’re shopping around for offers? Here’s a list of questions to ask a mortgage loan officer.
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How to find the best VA lender: A step-by-step guide
Many offer, but few are chosen: How to evaluate a VA lender’s service record.
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Should you refinance with the same lender?
Find out if your lender can offer you a better deal.
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Your mortgage statement explained
Your mortgage statement contains important information about your balance and payments.
5 min read Mar 25, 2025