Old National Bank vs. Happy Money: Which offers better personal loans?
Consolidate your debt or borrow for a big expense with either of these two lenders.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about loans products for every part of life. Rhys has edited articles, reviews and guides covering a broad range of topics in the consumer loans space, from debt consolidation to buying a car. Their experience spans student loans, auto loans and personal loans, and they have developed a passion for helping readers take control of their finances.
While Rhys has worked with credit cards and insurance in the past, they settled into loans content, where they have developed their expertise. In the past nine years, Rhys has researched, edited and written for several independent publications, startups, a university and a Fortune 500 company. Seven of those nine years have been devoted to personal and business finance content.
When Rhys isn't working, they enjoy spending time editing their husband's art, reading and watching hockey. They currently reside in Tacoma, Washington.
My first auto loan was from a used car dealership. I didn't fully understand the lending process when I walked in, and because of that I got stuck with a term that was way longer than I wanted to be paying off my starter car. My second time around I did my research, got an excellent rate and a medium term, and I’ve paid off my car well before I want to trade it in.
Your debt doesn't have to be tied to guilt — there are ways to ease it and empower yourself by being strategic about what and when you borrow.
— Rhys Subitch
Consolidate your debt or borrow for a big expense with either of these two lenders.
Debt parking refers to the practice of debt collectors reporting debts to credit agencies without prior communication with consumers.
It may be a scary term, but it’s fairly common for someone to be a debtor.
Consider low-cost options if you absolutely need to use a loan for travel.
Tackling debt during the holidays can be hard, but there may be some benefits.
Make sure you get the right lender for a $40,000 loan.
First Tech and LendingClub offer personal loans — but First Tech has lower rates.
Compare rates and terms offered by two top credit unions: First Tech and PenFed.