How to apply for a working capital loan
Follow these steps when applying for working capital loans.
7 min read
Aug 12, 2025
Marlese Lessing
Former Writer, Small Business Loans
EXPERTISE
- Small business loans
- Personal finance
- Budgeting
EDUCATION
- Bachelor of Science, University of Connecticut
Marlese Lessing is a former writer for Bankrate. She wrote content on a variety of topics, including technology, networking and security. She brought a love of business finance and storytelling to her content creation expertise, alongside a background in B2B writing.
Marlese also enjoys hiking, playing Dungeons and Dragons, writing creative fiction and needlework.
Marlese earned her bachelor’s degree in animal science and journalism from the University of Connecticut.
Marlese's latest articles
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The August small business landscape is volatile. Here’s 4 things you can do about it
One word can sum up the business pulse for August: volatile.
7 min read Aug 08, 2025 -
What the Big, Beautiful Bill means for small businesses
Under the One Big Beautiful Bill Act, small businesses can retroactively expense and deduct domestic R&D costs going back to Jan. 1, 2022, and do so over one or two years instead of 15 years under previous [...]
8 min read Jul 29, 2025 -
Alternatives to getting a small business loan at a bank
A traditional bank isn’t your only option if your business needs financing.
10 min read Jul 23, 2025 -
How to manage an LLC loan
Follow these steps to make sure you successfully manage your LLC loan.
6 min read Jul 22, 2025 -
Pros and cons of startup business loans
Learn more about startup business loans to see if they’re right for you.
8 min read Jul 17, 2025 -
Alternatives to equipment loans
Learn more about alternatives like term loans, lines of credit and SBA loans.
8 min read Jul 11, 2025 -
Is a small business loan secured or unsecured?
Small business loans can be either secured or unsecured.
5 min read Jul 11, 2025