10 alternatives to personal loans and who they’re for
Personal loans aren’t the only way to get a substantial amount of cash quickly.
Katie Lowery is a Loans and Home Lending teams, where she shapes content to help people navigate borrowing money, personal finance and overall financial health. She’s passionate about financial literacy and strives to help consumers make informed decisions with their money.
Before joining Bankrate, Katie edited personal finance content at LendingTree and CNN Underscored Money. She has spent more than a decade editing financial and economic content and was the sole editor of several award-winning books. When she’s not exploring the latest lending trends, Katie enjoys knitting, tending to her growing plant collection and traveling with her family. She currently lives outside Austin, Texas.
Borrowing money and managing debt can feel overwhelming, but if you have an understanding of the process and a clear goal in mind, your money can work for you. A great first step is to check your credit score and reports, then focus on improving your credit profile so you’re well positioned to borrow at an affordable rate.
Personal loans aren’t the only way to get a substantial amount of cash quickly.
Yes, you can get financing, even if you’re not the most creditworthy candidate.
Financial fluency means possessing the knowledge to be strategic about money. Here’s what to know.
With debt consolidation, you ultimately need a plan in order to tackle your debt.
Stephen Carter isn’t your typical car owner. Not only does he own five vehicles, but he rents them out on Turo (think Airbnb for cars). But last fall, Carter didn’t qualify for auto loan approval for [...]
With no collateral required, you’ll be asked to prove that you can repay the debt.
Renting may be cheaper than homeownership and can open the door to wealth building.
If you have bad credit and need to borrow money, don’t get a no-credit-check loan.