What percentage of income should go to a mortgage?
Every borrower’s situation is different, but there are at least two schools of thought.
4 min read
Mar 27, 2023
Jennifer Bradley Franklin is a multi-platform journalist and author, often covering finance, real estate, travel, food, design, beauty and celebrities. Jennifer loves helping readers feel confident in making financial and real estate decisions by serving up experts who make things simple.
In addition to writing for Bankrate, her work is featured in Conde Nast Traveler, USA Today, Bon Appetit, Food Network, Architectural Digest, People, Delta Sky and others. She's also the proud co-author of the 2016 book "Make it ZERO: The Movement to Safeguard Every Child," in which she wrote about poverty, hunger and other social issues facing America’s youth. Jennifer has a journalism degree from the University of Georgia's Grady College of Journalism and Mass Communication, and she's proudly based in Atlanta. When she’s not discovering a far-flung destination, Jennifer loves exploring the terrific restaurants in her hometown and never minds taking a detour for an exceptional cup of coffee.
Jennifer Bradley's latest articles
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Real estate comps: How to find them
You can find real estate comps with a little bit of research. Here’s how.
6 min read Mar 06, 2023 -
How to read and compare mortgage loan estimates
A loan estimate is just that: an estimate. Here’s what you need to know.
8 min read Feb 24, 2023 -
What is a mortgage accelerator loan?
Though there’s buzz around mortgage accelerator loans, they aren’t for everyone.
3 min read Feb 20, 2023 -
Arizona first-time homebuyer assistance programs
If you’re a first-time homebuyer in Arizona, help is available.
3 min read Feb 13, 2023 -
Kentucky first-time homebuyer assistance programs
If you’re a first-time homebuyer in Kentucky, help is available.
4 min read Feb 10, 2023 -
Vermont first-time homebuyer assistance programs
If you’re a first-time homebuyer in Vermont, help is available.
3 min read Feb 09, 2023 -
Condo vs. apartment: Which is best for you?
Learn the key differences between a condo and an apartment to discover which is best for you.
4 min read Feb 07, 2023 -
Pictures of big bills: You probably won’t see them in circulation, but you can see them here
When you withdraw funds, the biggest bill you’ll see is likely $100 — not one of these rare bills.
3 min read Jan 24, 2023 -
FHA loan requirements 2023
We tell you what’s needed to get a mortgage under this government program.
3 min read Jan 01, 2023 -
How to get the best mortgage rate
Ready to buy a house? With rates rising, learn how to get the best possible rate.
8 min read Nov 30, 2022 -
What is the APR on a mortgage and how does it work?
If you’re shopping for a mortgage, you’ll likely come across the term “APR.”
2 min read Oct 18, 2022 -
Condo vs. house: Which is best for you?
We debate the pros and cons of these two leading form of homeownership.
7 min read Oct 07, 2022 -
How to make an offer on a house
Learn what to include an offer to buy a house to get your bid noticed.
7 min read Sep 21, 2022 -
Condo vs. townhouse: Which is best for you?
One is more like a separate house, the other like an apartment. Both have pros and cons.
5 min read Aug 19, 2022