How to maximize cash back with your credit card
In a world where most people pay with plastic for convenience already, it makes sense to have a comprehensive credit card strategy in place to get the most out of cash back rewards.
“People like to say money doesn’t matter, but that’s not true. When we are in control of our finances and have good financial health, every area of our lives benefits. From our health, to our careers, to our relationships, being financially well can improve all areas of our life. The first step towards financial wellness is knowledge and I hope that my work provides people with the tools they need to make the right financial decisions for them.”
— Jacqueline DeMarco
Jacqueline DeMarco is a contributor to Bankrate covering personal finance, including credit cards, rewards credit cards and travel credit cards. In addition to Bankrate, she has contributed to LendingTree (including Student Loan Hero and ValuePenguin), Credit Karma, Fundera, Chime, MagnifyMoney, SoFi and Northwestern Mutual.
During college, DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, she realized just how important financial education is.
“People like to say money doesn’t matter, but that’s not true. When we are in control of our finances and have good financial health, every area of our lives benefits. From our health, to our careers, to our relationships, being financially well can improve all areas of our life. The first step towards financial wellness is knowledge and I hope that my work provides people with the tools they need to make the right financial decisions for them.”
— Jacqueline DeMarco
In a world where most people pay with plastic for convenience already, it makes sense to have a comprehensive credit card strategy in place to get the most out of cash back rewards.
If you can’t decide between a cash back and travel rewards card, consider the Chase Freedom Unlimited.
Learn why the Chase Freedom Unlimited is a great first credit card option.
Let’s take a look at the fees, rewards and perks of this Chase credit card.
In terms of hotel credit cards, Marriott co-branded credit cards can be a great choice.
The Capital One Venture Rewards card offers numerous travel perks and rewards.
A business card can help you keep your personal and business finances separate.
There are many ways to redeem cash back rewards, such as a statement credit.