Hannah Smith

Editor, Personal Loans
  • 2
    Years at Bankrate
  • 5
    Years of experience
Ribbon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

 

Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

A smiling woman shows a document to a man.
6 MIN READ

No-credit-check loans: What are they and how do they work?

If you have bad credit and need to borrow money, don’t get a no-credit-check loan.

Woman with long hair sitting on window sill using laptop and sleeping pug, looking at snow from the window
4 MIN READ

Will an emergency loan impact my credit? Yes — here’s how

Taking out an emergency loan will temporarily drop your credit score.

Woman on computer and her daughter
7 MIN READ

$15,000 personal loans: Everything you need to know

Check your eligibility before applying for a $15,000 personal loan.

Shot of a young man using his mobile phone while laying on his couch at home
7 MIN READ

How to qualify for competitive rates on low-interest personal loans

Here’s how to qualify for a low-interest personal loan.

7 MIN READ

What is an unsecured loan?

These loans don’t require collateral and typically charge higher interest rates.

Couple on couch at home looking at laptop
5 MIN READ

How to manage your personal loan and save money

Making a plan to manage your loan will set you up for success.

Illustration of a calculator and cash against a green background
7 MIN READ

How to calculate interest on a loan: Tools to make it easy

Learn about types of interest and how to calculate how much interest you’ll pay.

Multiracial girl with her mother hugging, having fun in kitchen during home-office and homeschooling time.
4 MIN READ

Should I use a personal loan to pay for my child’s private school?

Here’s when to use a personal loan to pay for private school

Hannah's latest articles

  • U.S. Bank personal loans

    Wells Fargo Flex loan is perfect for borrowers who are in need of a small loan with minimal fees.

    Mar 27, 2024

  • Zip

    Zip personal loans is a buy now, pay later company that wants to ensure everyone has access to flexible credit.

    Mar 27, 2024

  • RISE

    RISE offers small personal loans of $300 to $5,000 and doesn’t charge origination or application fees, but its APRs can be as high as 299 percent.

    Mar 27, 2024

  • SoLo Funds App

    SoLo funds is best for those that are looking for peer-to-peer lending for smaller loans.

    Mar 27, 2024