
Avant vs. Upgrade: Which offers better personal loans?
Avant is good for bad credit, but Upgrade is better for debt consolidation.
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
Avant is good for bad credit, but Upgrade is better for debt consolidation.
Debt relief companies work with creditors to help you pay down your debts.
Withdrawing your retirement early to pay for home projects has both pros and cons.
Federal student loans are the best choice for most students to fund their college career.
Mariner Finance offers loans as small as $1,000 and accepts joint applications, but applicants may have to visit a branch in one of 24 states.
American Express offers personal loans to card members who qualify.
One of the largest military-affiliated financial service companies in the nation, USAA offers competitive rates and fast funding on personal loans.