Find out more about SBA loans and startup funding for women
- Personal loans
- Student loans
- Data analysis
- Bachelor of Arts in English, Kennesaw State University
- Master of Arts in English, North Carolina State University
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Hannah wants you to know
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
Hannah’s recommended readings
- Pros and cons of emergency loans
- Pros and cons of home improvement loans
- How to qualify for low-interest personal loans
Hannah's latest articles
5 min read Nov 21, 2023
Consider interest rates, secured versus unsecured borrowing and tax benefits.5 min read Nov 16, 2023
When used properly, debt consolidation can improve finances and credit.7 min read Nov 16, 2023
Spending a lot before or after filing for bankruptcy could jeopardize your case.4 min read Nov 16, 2023
One of the largest military-affiliated financial service companies in the nation, USAA offers competitive rates and fast funding on personal loans.Nov 09, 2023
Truist is best for borrowers who need funds fast and want competitive rates who live in the eligible states.Nov 08, 2023
Truist Ready Now line of credit is a great option for borrowers who are looking to receive fee-free overdraft protection.Nov 08, 2023
U.S. Bank Simple is best for borrowers who are trying to fund an emergency expense.Nov 08, 2023