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- Personal loans
- Student loans
- Data analysis
- Bachelor of Arts in English, Kennesaw State University
- Master of Arts in English, North Carolina State University
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Hannah wants you to know
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
Hannah’s recommended readings
- Pros and cons of emergency loans
- Pros and cons of home improvement loans
- How to qualify for low-interest personal loans
Hannah's latest articles
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The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.4 min read Sep 20, 2023
Here’s when to use a personal loan to pay for private school4 min read Sep 20, 2023
Explore Bankrate's expert picks for the best debt consolidation loans available and discover how the right rate can help you manage your debts more effectively.19 min read Sep 19, 2023
Sallie Mae's educational resources set it apart as a student loan lender.6 min read Sep 18, 2023
SoFi is an online lender that offers student loan refinancing, parent loans and private student loans for undergraduates and graduates.6 min read Sep 18, 2023
Low rates, no fees and rewards for maintaining good grades make Discover’s student loans worth consideration.5 min read Sep 13, 2023