Custom Choice is best for independent borrowers who have excellent credit.
- Personal loans
- Student loans
- Data analysis
- Bachelor of Arts in English, Kennesaw State University
- Master of Arts in English, North Carolina State University
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Hannah wants you to know
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
Hannah’s recommended readings
- Pros and cons of emergency loans
- Pros and cons of home improvement loans
- How to qualify for low-interest personal loans
Hannah's latest articles
4 min read Sep 28, 2023
Explore Bankrate's expert picks for the best debt consolidation loans available and discover how the right rate can help you manage your debts more effectively.20 min read Sep 28, 2023
A boat loan gives you the money to purchase a boat. You can use either a loan specific for boats or a personal loan. Bankrate reviewed and compared the best boat loans.19 min read Sep 28, 2023
RV loans allow you to finance the purchase of an RV with a small down payment. Bankrate reviewed and compared rates and terms from the best RV loan providers.17 min read Sep 28, 2023
Learn about types of interest and how to calculate how much interest you’ll pay.7 min read Sep 27, 2023
Some types of emergency loans come with sky-high fees and interest rates.5 min read Sep 27, 2023
Here’s when to use a personal loan to pay for private school4 min read Sep 27, 2023
Debt consolidation can help you stay organized and possibly save money.6 min read Sep 27, 2023