Upgrade’s personal loans are more flexible, while TD Bank’s loans are lower cost.
- Personal loans
- Student loans
- Data analysis
- Bachelor of Arts in English, Kennesaw State University
- Master of Arts in English, North Carolina State University
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Hannah wants you to know
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
Hannah’s recommended readings
- Pros and cons of emergency loans
- Pros and cons of home improvement loans
- How to qualify for low-interest personal loans
Hannah's latest articles
3 min read Jul 19, 2023
U.S. inflation hit a record high back in June of last year, making everything from food to gas more expensive. Although things have slowed down since then, economists predict that high inflation could [...]3 min read Jul 19, 2023
If you are looking into payday loans to make ends meet during inflation, you may want to find less expensive alternatives instead.4 min read Jul 06, 2023
The Consumer Financial Protection Bureau is now taking complaints about online personal loans. Here’s what consumers have had to say.5 min read Jun 29, 2023
Many factors determine credit scores. Here’s what can bite into yours.7 min read Jun 29, 2023
If you’re unemployed, some part-time work can reduce what benefits you collect.5 min read Jun 29, 2023
Figure does not offer personal loans.2 min read Jun 27, 2023
Marcus by Goldman Sachs no longer offers personal loans.2 min read Jun 27, 2023