Guide to chip and PIN credit cards
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
5 min read
May 13, 2025
Greg Johnson
Freelance Editor, Credit Cards
EXPERTISE
- Credit cards
- Rewards credit cards
- Personal finance
- Travel loyalty programs
- Insurance
EDUCATION
- Bachelor of Science, Minnesota State University, Mankato
- Bachelor of Mortuary Science, Cincinnati College of Mortuary Science
Greg Johnson has been writing about personal finance, travel, and credit card rewards for more than a decade. His work and commentary have been featured in publications like Newsweek, Yahoo! Finance, Kiplinger, DoughRoller.net, CreditCardReviews.com and more. Greg travels the world for about 15 weeks each year and has visited nearly 50 countries. He holds two bachelor's degrees and is the co-author of the book Zero Down Your Debt. He also works as a travel agent through his own agency, Travel Blue Book. When he is not writing or traveling, Greg enjoys spending time with his family, going to concerts, and hacking his way around the golf course.
I spent over a decade of my career working in the funeral industry. My experiences there taught me the importance of living life now while saving for the future.
— Greg Johnson
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