How much flood insurance do I need for a mortgage?
The National Flood Insurance Program coverage ceiling may not be enough.
4 min read
Feb 21, 2023
EXPERTISE
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- Featured in AARP The Magazine, Reader's Digest, The Costco Connection and The Motley Fool, among others
Experience
Erik J. Martin is a Chicago area-based freelance writer/editor whose articles have been featured in AARP The Magazine, Reader's Digest, The Costco Connection, The Motley Fool and other publications. He often writes on topics related to real estate, business, technology, health care, insurance and entertainment.
Erik J.'s latest articles
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Primary residence: What it means and rules to know
Make the most of your investment: Learn what it means to have a primary residence.
6 min read Feb 21, 2023 -
How, and why, to put your home in a trust
Putting assets in a trust, including a home, protects them in many ways.
5 min read Feb 21, 2023 -
Mortgage protection insurance (MPI) vs life insurance
It’s important to understand how this policy contrasts with other insurance.
4 min read Feb 15, 2023 -
What is redlining? A look at the history of racism in American real estate
For many years it was official U.S. policy to shun investment and home loans in certain neighborhoods.
10 min read Feb 08, 2023 -
How much is my house worth?
The best ways to determine how much a home is really worth.
11 min read Feb 01, 2023 -
Mortgage rate forecast for February 2023: Will the groundhog see the shadow of January rates?
The consensus is clear — if undramatic: They’ll probably gently drift, like a falling snowflake.
5 min read Jan 31, 2023 -
Owner financing: What it is and how it works
The seller offering a loan can help some buyers, but there are risks for both parties.
9 min read Jan 25, 2023 -
Best low- and no-down payment mortgage lenders in 2023
Here is Bankrate’s guide to the best low- and no-down payment mortgage lenders.
3 min read Jan 13, 2023 -
Best FHA mortgage lenders in 2023
Here is Bankrate’s guide to the best FHA mortgage lenders.
4 min read Jan 13, 2023 -
Best mortgage lenders for first-time homebuyers in 2023
Here is Bankrate’s guide to the best mortgage lenders for first-time homebuyers.
6 min read Jan 13, 2023 -
Best mortgage lenders for low credit score borrowers in 2023
Here’s Bankrate’s guide to the best mortgage lenders for low credit score borrowers.
7 min read Jan 12, 2023 -
Best mortgage refinance lenders in 2023
Here is Bankrate’s guide to the best mortgage refinance lenders.
4 min read Jan 11, 2023 -
Common contingencies in real estate, explained
Many types of contingency clauses can be added to a real estate contract.
7 min read Jan 04, 2023 -
Housing market predictions for 2023
Our pros predict where mortgage rates, home prices, supply, sales and affordability are headed.
6 min read Jan 03, 2023