Mortgage refinance: What is it and how does it work?
Everything you need to know before you start switching out your home loan.
9 min read
Sep 05, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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Mortgage interest deduction: What it is and what qualifies
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What is business travel insurance?
What is business travel insurance? Here’s what you need to know about these policies.
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How to report revenue on a business card application
Business credit card application will ask about your revenue. What should you report?
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Homebuyer education courses: What are they and should you take one?
If you’re a first-time homebuyer, a little learning never hurts.
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Applying for the wrong credit cards can just make bad credit worse
Here’s what happens and what you can do when you apply for the wrong credit card.
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Reasons not to tap your home equity
For one thing, you could lose your home if things go south.
11 min read Aug 22, 2024