Denny Ceizyk
- Personal loans
- Debt management
- Mortgages
- Economic policy
- Bachelor of Arts in Media Arts, University of Arizona
Denny Ceizyk joined the Bankrate Loans team as a Senior Writer in 2023, providing 30 years of insight from his experience in loan sales and as a personal finance writer to help consumers navigate the lending landscape on their financial journeys. Denny’s background in mortgage lending gives him unique insight into how consumer’s financial decisions — especially related to how they manage credit — affect their successes throughout their financial lifetimes.
Denny’s transition into personal finance writing started when he joined forces with a government housing agency during the housing meltdown to educate consumers about how to avoid foreclosure. He began to expand that writing into the personal finance space on a freelance basis and has since been featured in the New York Post, MarketWatch, Debt.com, Cheddar and regional radio stations as he continues to advocate for and help educate consumers to make lending decisions that will help them achieve their financial goals.
When he’s not working, he’s spending time with his family where he might be out by the barn walking his dogs, Elvis and Emmy. If you’re in Nashville, you might catch him playing in a songwriting round, and might even hear one of his songs in an upcoming Hallmark movie.
Denny wants you to know
Every loan decision you make can have a ripple effect on your future financial condition. I saw that firsthand when I processed mortgage loans early in my mortgage career. One wrong decision often meant the difference between approval and denial. Throughout my career, I found the “wrong” financial decision is usually more of an “I didn’t know” decision, and my goal is to provide consumers with the depth of knowledge they need to make informed borrowing choices.
Find Denny beyond Bankrate
Denny's latest articles
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Avant
Avant offers fast funding and flexible payment options. Additionally, you don’t need stellar credit to qualify for a personal loan with this lender.
May 01, 2024 -
Best Egg
Best Egg is an online lender known for offering borrowers low rates and quick funding, often in as little as one business day.
May 01, 2024 -
Sezzle Personal Loans
Sezzle offers buy now, pay later loans that allow you to pay down a purchase in four payments over six months.
May 01, 2024 -
Alternatives to bad credit loans that can save money
There are alternatives to bad credit loans if you need money.
5 min read Mar 18, 2024 -
How to get a personal loan with bad credit & special considerations
You still can snag a personal loan with a low credit score. Here’s how.
9 min read Mar 14, 2024 -
What you need to know about payday loans
Payday loans can be tempting, but they can also create a vicious cycle of debt.
12 min read Mar 08, 2024 -
How do secured loans work? Types & what to know about default
A secured loan is one way to score a lower interest rate.
6 min read Mar 05, 2024