What to do when you don’t pay off the balance on a 0% APR business credit card
Try to transfer any balance left when your promotion ends to a new 0 percent card.
There is a right card for you. The first step to finding it is taking stock of where you’ve come from financially and where you want to go. There's no one card that's perfect for every person, but there is a perfect card for every person.
— Brooklyn Lowery
Brooklyn Lowery is a Senior Editor on the Bankrate credit cards education team, where she focuses on helping everyday consumers leverage credit cards as powerful tools in their personal finance toolbox.
Brooklyn brings more than 20 years of journalism experience to her role, including writing and editing a wide variety of content from human interest pieces to government/political news and more. Prior to Bankrate, Brooklyn spent more than seven years as editor of CardRatings where she developed a deep passion for all things credit cards rewards and personal finance education. She has provided expert commentary on credit cards, card rewards and personal finance for numerous outlets including The Wall Street Journal, Kiplinger, Forbes and many others.
Brooklyn lives in Indianapolis. In her spare time, she enjoys dreaming of and planning her family’s next rewards travel adventure, playing with her two kids, taking nightly walks, tending her plants (indoors and out) or exploring the city with her husband. She’s a 2004 graduate of Auburn University and remains an avid Auburn Tigers fan as well as a diehard Boston Red Sox devotee.
Using a balance transfer as an interest free loan so I could complete a kitchen remodel. Taking my family on fantastic vacations for free or much less than the cash value. Knowing my credit profile is strong and I have access to the best financial opportunities and terms. These and more are reasons I’m passionate about helping consumers understand how to build credit and use credit cards responsibly so they can truly go to work for you.
There is a right card for you. The first step to finding it is taking stock of where you’ve come from financially and where you want to go. There's no one card that's perfect for every person, but there is a perfect card for every person.
— Brooklyn Lowery
Try to transfer any balance left when your promotion ends to a new 0 percent card.
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