Why is crypto down? 3 factors behind crypto’s recent slump
Here are a few reasons why crypto prices are falling and what you need to know.
3 min read
Feb 28, 2025
Beverly Harzog
Expert Reviewer, Credit Cards and Loans
EXPERTISE
- Credit cards
- Credit scores
- Consumer Debt, especially credit card debt
- Building & Rebuilding Credit
- Personal Finance (budgeting, inflation, economic policy, saving, etc.)
EDUCATION
- MBA, University of New Haven
Beverly Harzog is a nationally recognized consumer finance analyst, credit expert and host of the Your Personal Economy podcast. She's also the bestselling and award-winning author of five personal finance books.
She’s been in the personal finance industry for 30 years and has recently been a columnist and media spokesperson for U.S. News & World Report. She’s appeared on Fox News, CNN, CBS Evening News, NBC News and Cheddar. She’s been a quoted in thousands of articles, including The Wall Street Journal, USA Today, Money Magazine, The New York Times, New York Magazine, Kiplinger, Washington Post, Time, Newsweek, Cosmopolitan, Real Simple and much more.
Her byline has appeared in The Wall Street Journal, U.S. News & World Report, Forbes, Good Housekeeping, Entrepreneur, Health, Better Homes and Gardens, Cooking Light, New York Daily News, ABCNews.com and Yahoo Finance.
She has an MBA from the University of New Haven and is a former CPA. Her current passions include hosting her podcast, Your Personal Economy, and learning to play the guitar.
Non-Bankrate Publications or Mentions
- Live interview with Cheddar: https://www.cheddar.com/media/stretching-your-dollar-best-places-to-retire/
- Interview with NBC News: https://www.nbcnewyork.com/news/national-international/what-are-travel-credit-cards/4526500/
- Quoted in CBS News: https://www.cbsnews.com/pittsburgh/news/pennsylvania-pittsburgh-best-places-to-retire-2024/
- Quoted in USA Today: https://www.usatoday.com/story/money/personalfinance/2014/05/18/five-reasons-to-ditch-the-debit-card/9186553/
- Note: she has done a huge amount of interviews (TV, radio, podcasts and print) over the past 30 years. Here’s a link to her media page: https://www.beverlyharzog.com/about/in-the-media/
Credit cards are useful tools for building credit and earning rewards. But you need to make a vow that you’ll pay your balance in full and by the due date every month. The first time you carry a balance, it becomes your new normal and that leads to credit card debt.
— Beverly Harzog
Beverly's latest articles
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What is an inverted yield curve? And why does it matter for you
When policymakers and investors seek economic insight, they often use a tool called the yield curve. A yield curve measures the spread between yields on short- and long-term maturity bonds over time. It’s [...]
4 min read Feb 28, 2025 -
APY vs. interest rate: What’s the difference and why it matters
Here’s the difference between APY and interest rate.
3 min read Feb 25, 2025 -
5 common gold IRA scams and how to avoid them
A gold IRA can be an inflation hedge, but be careful to avoid getting scammed.
3 min read Feb 25, 2025 -
Medical credit cards: How they work, risks and alternatives
Understand the risks of using medical credit cards before you sign up for one.
8 min read Feb 21, 2025 -
Can you get pet insurance for a senior pet?
Senior pets don’t have as many pet insurance options as younger pets.
6 min read Feb 21, 2025 -
How to open a 529 college savings plan
The tax advantages that come with a 529 plan can save your family lots of money.
8 min read Feb 18, 2025 -
How the Business Platinum Card can help scale your business
Here’s how the American Express Business Platinum Card can help your business expand.
5 min read Feb 17, 2025