Credit Cards»No Annual Fee Credit Cards

No Annual Fee Credit Cards

What are no annual fee cards?

Are you in the market for an inexpensive card that lets you take advantage of credit card perks for free? No annual fee cards from our partners allow you to save money each year on credit card expenses while often earning rewards for everyday purchases.

Who should get one?

Cards with no annual fee are designed for and offered to those with good to excellent credit. You may not qualify if your credit isn't in tip-top shape.

Those who don't want to pay to have a rewards credit card and individuals who generally pay off their balance in full each month can benefit from a no annual fee card. Due to the 0% introductory APR that some of these cards feature, they may also be advantageous to those that want to make a big purchase and pay it off slowly over a set period of time. Taking advantage of the 0% APR intro period and spreading out payments can make a big purchase easier to swallow.

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What are some pros and cons?

Cards with no annual fee keep your costs low and allow you to keep more of the rewards you earn. Rewards differ according to the card, but some offer cash back, hotel stays and airline miles. The downside is that these cards often come with higher APRs, making them impractical for those who typically carry a balance. Some also have very limited perks.

Tips on no annual fee credit cards

It's important to compare credit card options thoroughly. Many of these cards offer perks for everyday spending, while others are more basic. By choosing a card that fits your lifestyle, you can save more on travel, restaurants and your favorite products.

Browse our extensive list of cards with no annual fee to start earning rewards today.

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* See the online application for details about terms and conditions for these offers. Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer.