Retiring abroad horror stories: It may not be the dream you expect

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Retiring to sun-drenched beaches and tropical scenery is the dream for many approaching retirement. Fold in the promise of a lower cost of living and you can practically smell the ocean air from as far away as Nebraska.

But retiring abroad isn’t a permanent vacation. Often, the realities of living in a new country, particularly a developing nation, can make life difficult for retired expats. Some may thrive in a new culture, while others may not have the mettle to deal with a new way of life. And that can take its toll on relationships.

Bankrate spoke with some people who moved to Costa Rica, as well as other locales. Though some people live happily ever after as retired expats, not everyone enjoys their experience.