Buying A Home
Buying a home is a big step. Here is advice, rates and more to buy the home of your dreams.
Latest Articles
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How to write a letter of explanation for a mortgage
No need to panic, but it’s important to do it right. Your loan may depend on it.
6 min read May 07, 2025 -
Types of mortgage lenders and how to choose
Not all lenders are alike. Here’s how to distinguish them, and why it matters for your mortgage.
5 min read May 05, 2025 -
Millennial homebuyers: Obstacles to homeownership, statistics and tips
Here’s a look at the largest group of homebuyers today.
4 min read Apr 30, 2025 -
Which credit score do mortgage lenders use?
Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for conforming loans, which make up most mortgages. Mortgage lenders have traditionally [...]
3 min read Apr 28, 2025 -
Can active military get a VA loan?
Though far from home, you can still get an affordable VA home loan.
5 min read Apr 25, 2025 -
How to buy a house out of state
The key? Work with a real estate agent who specializes in relocation.
10 min read Apr 25, 2025 -
What is manual mortgage underwriting?
For borrowers with credit dings or unusual financials, manual underwriting can be key.
5 min read Apr 24, 2025 -
What’s one thing you wish you knew before getting a mortgage? Bankrate staff share their experiences
We asked Bankrate staff for one thing they wish they had known before getting a mortgage and owning a home. Here’s what they said.
5 min read Apr 04, 2025 -
What is the APR on a mortgage?
If you’re shopping for a mortgage, you better know what it means.
5 min read Apr 04, 2025 -
Mortgage questions to expect from your lender
Be ready to answer these questions, and know what a lender can’t ask.
5 min read Apr 03, 2025