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Editor’s note: This is a transcript of the audio file.
Today is a good time to look at your retirement plan.
I’m Barbara Whelehan with the Bankrate.com personal finance minute.
Retirement planning applies to everyone, but especially to women.
Why’s that? Women tend to drop out of the workforce for long periods of time, whether to care for children or elderly parents. They typically earn less than men. They also tend to live longer, which makes retirement planning for women essential.
How much money will you need to have saved up for retirement? That varies for every individual. Bankrate has a number of calculators to help you come up with a goal to strive for. In addition, the Department of Labor has an online publication for anyone between 50 and 70 years old called, “Taking the Mystery out of Retirement Planning.” It features online worksheets that enable you to do really detailed planning.
Filling out the work sheets takes time, but it’s time well spent. After all, during retirement you’ll end up with a lot more time on your hands. But you don’t want to end up short of money.
For more on this and other personal finance information, visit Bankrate.com. I’m Barbara Whelehan.
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