What happens when your 0% intro APR period ends?
If you’re using an introductory APR period to pay down a balance or fund a large purchase, make sure you know when it ends and what will happen to your interest rate when it does.

Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Looking for the perfect credit card?
Narrow your search with CardMatch™
Read the latest advice from our team at Bankrate on credit card interest rates - how to understand credit card APRs, steps to minimize interest rate payments, where to find the best 0% APR offers, and everything in between.
If you’re using an introductory APR period to pay down a balance or fund a large purchase, make sure you know when it ends and what will happen to your interest rate when it does.
Follow these steps to save money and eliminate your high-interest debt.
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Have a plan before using your credit card for a large purchase so that you don’t end up carrying debt at a high interest rate.
There are some clear pros to carrying a balance without paying interest, but there are some potential downsides.
Read Bankrate’s expert picks for the best balance transfer cards with no fee.
Deferred interest credit cards aren’t the same thing as 0% intro APR cards. Here’s what you need to know.
Consider these excellent business card options with 0% intro APRs.
A 0% balance transfer card can avoid high APR from an existing credit card balance.
Can you pay a hospital bill with a credit card? Yes. Should you? It depends.