
Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
Read the latest advice from our team at Bankrate on credit card interest rates - how to understand credit card APRs, steps to minimize interest rate payments, where to find the best 0% APR offers, and everything in between.
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
A 0% APR can be quite helpful, but it requires a certain level of discipline.
Securing a lower interest rate may be as simple as asking your credit card issuer.
A higher interest rate will kick in once your promotion ends.
Find out everything you need to know about transferring a balance with Chase.
When you take out a line of credit, your lender can charge interest on any money you borrow. In the case of credit cards, this often comes in the form of a purchase APR.
Deferred interest deals can be enticing but you could pay more than you expected.
Whatever your 2023 goals, your credit cards can provide valuable data.
There are some clear pros to carrying a balance without paying interest, but there are some potential downsides.
When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.
You can pay your student loans off with credit, but that doesn’t mean you should.
Learn our picks for the best balance transfer cards with no balance transfer fee.
The best 0% APR credit cards let you avoid interest, but what else should you know? We explain some of the most common misconceptions as well as their most important benefits.
A smart credit card strategy can buy you more time to pay off your wedding costs without interest, nab enough travel points for a free honeymoon or put cash right back into your wallet.
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
When paying for medical bills with credit, aim to pay it off as soon as possible.
Interest paid on outstanding student loan debt, mortgage and home equity loan debt, business expenses, and interest on money borrowed to purchase investment property qualifies for a deduction.
Follow these steps to save money and eliminate your high-interest debt.