Read the latest advice from our team at Bankrate on credit card interest rates - how to understand credit card APRs, steps to minimize interest rate payments, where to find the best 0% APR offers, and everything in between.
If you’re using an introductory APR period to pay down a balance or fund a large purchase, make sure you know when it ends and what will happen to your interest rate when it does.
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
When you take out a line of credit, your lender has the right to charge interest on any money you borrow. In the case of credit cards, this interest often comes in the form of purchase APR.
Zero percent APR offers provide an attractive way to buy now and pay later.
Find out everything you need to know about transferring a balance with Chase.
Consider these excellent business card options with 0% intro APRs.
There are some clear pros to carrying a balance without paying interest, but there are some potential downsides.
Have a plan before using your credit card for a large purchase so that you don’t end up carrying debt at a high interest rate.
A smart credit card strategy can buy you more time to pay off your wedding costs without interest, nab enough travel points for a free honeymoon or put cash right back into your wallet.
Deferred interest may be a good idea if you can successfully avoid paying interest. It’s important to understand how deferred interest works and how to avoid their pitfalls, especially high interest [...]
