Interest Rate Advice

Latest Credit Card Interest Advice & Stories

• What does 0% APR mean?

  Zero percent APR offers provide an attractive way to buy now and pay later.

  7 min read Jan 21, 2022

  

• Current Credit Card Interest Rates

  View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

  1 min read Jan 19, 2022

  

• What is purchase APR?

  When you take out a line of credit, your lender has the right to charge interest on any money you borrow. In the case of credit cards, this interest often comes in the form of purchase APR.

  3 min read Dec 22, 2021

  

• When to use a credit card for a large purchase

  Have a plan before using your credit card for a large purchase so that you don’t end up carrying debt at a high interest rate.

  7 min read Dec 20, 2021

  

• What is deferred interest, and is it worth it?

  Learn how deferred interest works and how to avoid its pitfalls.

  5 min read Dec 20, 2021

  

• What happens when your 0% intro APR period ends?

  If you’re using an introductory APR period to fund a large purchase, make sure you know when it ends.

  5 min read Dec 15, 2021

  

• Want a lower credit card interest rate? Just ask

  Don’t let high interest rates keep you from paying off your credit card debt.

  3 min read Dec 14, 2021

  

• Best balance transfer cards with no balance transfer fee

  Read Bankrate’s expert picks for the best balance transfer cards with no fee.

  4 min read Oct 27, 2021

  

• How to do a balance transfer with Chase

  Find out everything you need to know about transferring a balance with Chase.

  5 min read Aug 18, 2021

  

• Best 0% intro APR business credit cards

  Consider these excellent business card options with 0% intro APRs.

  5 min read Aug 12, 2021