Interest Rate Advice

Latest Credit Card Interest Advice & Stories

• Current Credit Card Interest Rates

  View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

  1 min read Jun 22, 2022

  

• Can you pay student loans with a credit card?

  Federal student loan providers don’t often accept credit card payments. But there are more ways you can use your cards while eliminating student debt.

  5 min read May 18, 2022

  

• How to save on weddings using credit cards

  A smart credit card strategy can buy you more time to pay off your wedding costs without interest, nab enough travel points for a free honeymoon or put cash right back into your wallet.

  3 min read May 16, 2022

  

• What to do when you don’t pay off the balance on a 0% APR business credit card

  The beauty of 0 percent APR business credit cards is that they allow business owners to charge and maintain a balance without interest being applied to the debt. All you have to do is send at least the [...]

  3 min read Apr 25, 2022

  

• How to do a balance transfer with Chase

  Find out everything you need to know about transferring a balance with Chase.

  5 min read Apr 19, 2022

  

• When to ditch your high-interest credit card

  Follow these steps to save money and eliminate your high-interest debt.

  6 min read Apr 19, 2022

  

• Should I use a personal loan to pay off credit card debt?

  Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?

  7 min read Mar 29, 2022

  

• 6 things you didn’t know about 0% APR cards

  The best 0% APR credit cards let you avoid interest, but what else should you know? We explain some of the most common misconceptions as well as their most important benefits.

  4 min read Mar 21, 2022

  

• Residual interest: What you need to know

  If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.

  4 min read Mar 21, 2022

  

• Should you carry a balance on a 0% APR credit card?

  There are some clear pros to carrying a balance without paying interest, but there are some potential downsides.

  6 min read Mar 11, 2022