Current credit card interest rates
View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.
1 min read
Sep 20, 2023
Interest Rate Advice
Read the latest advice from our team at Bankrate on credit card interest rates - how to understand credit card APRs, steps to minimize interest rate payments, where to find the best 0% APR offers, and everything in between.
Latest Credit Card Interest Advice & Stories
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What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
4 min read Sep 14, 2023 -
Should you carry a balance on a 0% APR credit card?
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
7 min read Aug 31, 2023 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
6 min read Aug 14, 2023 -
Can you pay student loans with a credit card?
You may have to get creative to pay for your student loans with a credit card.
5 min read Aug 07, 2023 -
Should you use a credit card for large purchases?
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.
10 min read Aug 04, 2023 -
Should I close my credit card if I have a high interest rate?
Follow these steps to save money and eliminate your high-interest debt.
6 min read Aug 02, 2023 -
6 things you didn’t know about 0% APR cards
The best 0% APR credit cards let you avoid interest, but what else should you know?
5 min read Jul 19, 2023 -
How to save on weddings using credit cards
A smart credit card strategy can help you pay off a wedding or get a free honeymoon.
3 min read Jun 15, 2023 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Jun 15, 2023 -
What does 0% APR mean?
A 0% APR can be quite helpful, but it requires a certain level of discipline.
7 min read May 25, 2023 -
Want a lower credit card interest rate? Just ask
Securing a lower interest rate may be as simple as asking your credit card issuer.
4 min read May 25, 2023 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotion ends.
5 min read May 24, 2023 -
How to do a balance transfer with Chase
Find out everything you need to know about transferring a balance with Chase.
6 min read May 23, 2023 -
How credit cards can help you achieve your 2023 goals
Whatever your 2023 goals, your credit cards can provide valuable data.
5 min read Feb 09, 2023 -
What happens to your retail credit card when a store closes?
When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.
4 min read Jan 23, 2023 -
Best balance transfer cards with no balance transfer fee
Learn our picks for the best balance transfer cards with no balance transfer fee.
7 min read Jan 06, 2023 -
How to use a 0% intro APR card for holiday shopping
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
3 min read Oct 17, 2022 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Sep 07, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Sep 01, 2022
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