Interest Rate Advice

Latest Credit Card Interest Advice & Stories

• Current Credit Card Interest Rates

  View current credit card rates based on Bankrate.com’s weekly national survey of large banks and thrifts.

  1 min read Sep 16, 2020

  

• Can you pay student loans with a credit card?

  Federal student loan providers don’t often accept credit card payments. But there are more ways you can use your cards while eliminating student debt.

  6 min read Sep 11, 2020

  

• What happens when my 0% intro APR period ends?

  If you’re using an introductory APR period to pay down a balance or fund a large purchase, make sure you know when it ends and what will happen to your interest rate when it does.

  4 min read Aug 04, 2020

  

• Best 0% intro APR business credit cards

  If you need to consolidate high interest debt from other business credit cards or you want to avoid interest on new purchases for your business, consider these excellent business card options with generous [...]

  4 min read Mar 14, 2020

  

• Is credit card interest tax deductible?

  Credit card interest on personal credit cards is not tax deductible, but interest on any card used exclusively for business purchases may be eligible for tax deductions.

  4 min read Feb 11, 2020

  

• Best Credit Cards With Zero Balance Transfer Fee

  A balance transfer card is a great tool for paying down debt during an interest-free intro period, and a card with no fee can save you even more.

  7 min read Apr 21, 2020

  

• What you need to know about grocery store-branded credit cards

  It’s up for debate whether these cards can stock your pantry better than a rewards card.

  3 min read Dec 12, 2019

  

• New to credit cards? Here are 5 healthy habits to start as a student

  Keep these tips in mind from the application process onward.

  3 min read Dec 03, 2019

  

• Use a 0% intro APR card to avoid the Ghost of Interest Future

  Afraid of that January 2020 credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.

  2 min read Nov 25, 2019

  

• Do’s and don’ts of holiday shopping with a credit card

  Keep these tips in mind to ensure safe and financially responsible spending.

  4 min read Nov 12, 2019