72% of higher earners are in credit card debt for at least a year: What is the best way to attack your credit card debt?
As surprising as it sounds, high earners tend to carry debt longer. Here’s why.
6 min read
Sep 27, 2023
Credit Card Debt
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Bankrate's Latest Credit Card Debt Articles
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Is debt settlement a good idea? How to tell if it’s right for you
Debt settlement is a risky way to lower debt but could be a good last resort.
4 min read Sep 25, 2023 -
Can a debt settlement firm charge upfront fees to handle credit card debt?
When dealing with a debt settlement firm, be sure to protect yourself against fraud and other possibilities. Find out the warning signs, and what a debt settlement firm should be able to do for you.
4 min read Sep 21, 2023 -
2023 first-time credit card statistics
Here’s what first-time cardholders should know about credit cards.
10 min read Sep 19, 2023 -
What is penalty APR and how do you avoid it?
Penalty APR is a higher rate incurred by violating a card’s terms of service.
6 min read Sep 19, 2023 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
9 min read Sep 15, 2023 -
Americans’ expenses are rising faster than their paychecks
High inflation and interest rates are leading many Americans to rely on credit.
3 min read Sep 15, 2023 -
What credit score do you need for a 0% APR card?
Find out what credit score you need for a 0 percent APR credit card.
4 min read Aug 23, 2023 -
How to avoid the biggest credit card mistakes you can make
It’s Financial Awareness Day! Do you know the top credit card mistakes to avoid?
6 min read Aug 14, 2023 -
Which cards still offer a 21-month intro APR?
These are the three remaining 21-month balance transfer cards on the market.
5 min read Aug 14, 2023 -
How to do a balance transfer
Here’s how to do a balance transfer, which could help you pay off debt faster.
5 min read Aug 11, 2023 -
What is the limit for a balance transfer card?
What to do if you need a higher credit limit for balance transfer?
7 min read Aug 10, 2023 -
U.S. credit card debt reaches all time high, exceeds $1 trillion
Credit card debt reaches an all-time high in Q2 2023
2 min read Aug 09, 2023 -
More cardholders carrying credit card balances in high rate environment
More Americans are carrying more credit card debt than ever. The costs can be steep.
4 min read Aug 09, 2023 -
How to get rid of credit card debt
Here are some strategies to reduce debt, lower your interest rates and begin your journey toward a debt-free life.
5 min read Aug 08, 2023 -
How to do a balance transfer with Capital One
You can transfer a balance to a Capital One card in a few easy steps.
7 min read Aug 03, 2023 -
What is debt management?
If you are overwhelmed with debt, a debt management program could provide relief.
7 min read Jul 28, 2023 -
What is a balance transfer fee? Here is everything you need to know
Balance transfer fees are hard to avoid, but that isn’t always a bad thing.
6 min read Jul 21, 2023 -
How to repair your credit in 5 steps
Employ the tactics outlined in this credit repair guide and get your score back on track.
5 min read Jun 27, 2023 -
How I paid off $20,000 in credit card debt without giving up my avocado toast
You don’t need to give up your avocado toast to pay off credit card debt.
5 min read Jun 26, 2023
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