NFL Extra Points Credit Card
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With double rewards on all NFL purchases, which includes tickets and concessions at the game and swag from NFLShop.com, owners of the NFL Extra Points Credit Card can revel in all things pigskin.
Diehard NFL fans who spend a fair amount at the games and on their favorite team merch will enjoy the no-fee NFL Extra Points Credit Card’s 20% savings at the online NFL shop and 2X the points on NFL and team purchases. This card is ideal if you’re using it with an eye toward NFL-related purchases — like saving up for a playoff game. If that’s in your playbook, then have at it.
There’s also a nice sign-up bonus of 10,000 bonus points, worth $100 when you spend $500 within the first 90 days of opening the account. Plus, you can customize your card with the logo from your favorite NFL team. Love the San Francisco 49ers? Are your the sort to paint your fqce green for a New York Jets game? If the sight of Washington Redskins merch makes your heart go pitter-patter, the NFL Extra Points Credit Card has a team card for you.
But there are other rewards cards that will earn you greater rewards across a broader range of categories. And you should use another rewards card with a better rate then the NFL card’s 1X points per $1 spent on all other spending.
Make sure you don’t fumble and use this card for balance transfers — the 15-month 0% APR offer comes with a $5 or 3% balance transfer fee, whichever is greater. You can score a better balance transfer card offer. You should also skip the introductory 6-month 0% APR financing offer for tickets. It’s a play that offers little benefit.
Who should get this card
Football fanatics who spend a fair chunk of their disposable income celebrating their favorite team can benefit from having this card.
Fees and APR
- There’s an introductory 0% APR offer for six months on NFL ticket purchases from any participating NFL team ticket office. After that, it’s a variable 16.24%, to 26.24% based on creditworthiness.
- There’s a 15-month 0% balance transfer offer for the first 45 days after the account has been opened. After that, it’s a variable 16.24% to 26.24% APR based on creditworthiness.
- There’s no annual fee.
- There’s a balance transfer fee of $5 or 3% of the amount being transferred, whichever is greater.
Extras, perks and using points
This card comes with Visa Signature benefits, which include concierge services and some travel and auto protections.
Get a 20% discount off every purchase at NFLShop.com.
Points can be redeemed for game tickets or unique experiences like sideline passes or Super Bowl tickets. You can also redeem your points for cash-back as a statement credit to your card.
To redeem your points, log into your card account and click on the rewards tab. There is no fee for points redemption.
How this card compares
When it comes to rewards value, the Citi Double Cash Card ranks among the very best cash-back credit cards that charge no annual fee.
So why, you might ask, does this card not receive a higher score from Bankrate? There are a couple reasons, but the main thing dragging this card down is this: Because Citi Double Cash offers no sign-up bonus, it struggles to compete with many cards in this category.
Longer-term, the Citi Double Cash Card may earn you more rewards. The card earns an unlimited 1% cash back when you make a purchase and another 1% back when you pay for those purchases. Big spenders may find this nets more cash-back overall as there’s no ceiling on what you can earn back.
The Chase Freedom card is fee-free and offers rotating bonus categories that pay 5% back, with a cap of $1,500 in each category and an unlimited 1% back on everything else. You also have to sign-up each quarter to get the bonus. Still, this card offers cash-back to be used any way you like making it a far more flexible option than the NFL Extra Points Credit Card.
Depending on your spending habits, the no-annual-fee Blue Cash Everyday Card from American Express may ultimately give you better cash-back earnings, especially if you shop heavily at U.S. supermarkets.