Credit Card Debt

Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.

How to pay off credit card debt

Climbing out of the black hole that is credit card debt feels impossible, especially if the total amount owed is high and you’re only making minimum payments each month. First, it’s important to remember that you’re not alone and that climbing out of massive credit card debt is possible.

Recommended Credit Card Debt Articles

Credit card debt can feel overwhelming, but our team is here to help guide you back to financial freedom. No matter where you are in journey to get out of debt, we can help. From advice on financial products that can reduce your monthly payments, to information about laws surrounding debt collections, our articles cover the entire process of becoming debt free.

How to do a balance transfer with bad credit

Credit card debt can pile up easily, but paying it off is another story.

Why you should pay your credit card every two weeks

To help keep your credit utilization low, credit card industry analyst Ted Rossman recommends a twice-monthly payment schedule.

What to do about a maxed out credit card

Whether you’ve maxed out your credit card to handle an emergency, or to take care of a big purchase, you can come back from it. Here’s what to do.

How debt settlement affects credit score

Debt settlement will deliver a serious hit to your credit score, but you can lessen the blow and rebuild your credit.

How to negotiate a debt settlement

You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.

Balance Transfer Credit Cards

If you are dedicated to paying down your debts, a balance transfer credit card could help. These cards offer up to 18-months of no interest on transferred balances, giving you time to pay back what you owe while giving you a break on interest.

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Bankrate's Latest Credit Card Debt Articles