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How to negotiate debt with credit card companies
Come prepared to your credit card debt negotiation.
Whether you’re looking for the right credit card payoff strategy, or researching debt relief, our resources can help.
Come prepared to your credit card debt negotiation.
What to do when you’re sued for credit card debt, including how to settle credit card debt before going to court.
You are generally not responsible for your spouse’s credit card debt unless you are a co-signer for the card or it is a joint account. But some state laws vary and you may be liable for this debt.
How much can you balance transfer? Get the facts to pay down your debt.
You can transfer a variety of debt to cards, but not all cards accept all transfers.
Closing a card can increase your credit utilization, which can hurt your score.
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
Here’s how to do a balance transfer, which could help you pay off debt faster.
You can negotiate with your creditors to settle your debt by paying a lump-sum amount that’s less than what you owe. Here’s how.
There are benefits to tackling your smallest debt first and working your way up.
If you are overwhelmed with debt, a debt management program could provide relief.
Find out what credit score you need for a 0 percent APR credit card.
Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
Debt forgiveness is helpful, but it’s not a Get Out of Jail Free card. Here are some pros and cons to consider.
A 0 percent intro APR card can hurt your credit in some instances, so use it well.
Employ the tactics outlined in this credit repair guide and get your score back on track.
Avoid these 10 credit card mistakes this year to make the best use of your credit.
It can be difficult to qualify for a balance transfer card with bad credit.
Learn about penalty APRS and how to avoid them.