California housing market: Everything you need to know
California is one of the most populous — and expensive — states in the country. Its housing market is complex.
TJ Porter has eight years of experience as a personal finance writer covering investing, banking, credit, and more. He has written dozens of articles for Bankrate and other popular finance websites such as Credit Karma and the Balance.
TJ's brush with personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.
When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.
California is one of the most populous — and expensive — states in the country. Its housing market is complex.
Getting preapproved for the right mortgage amount is the first step in getting your dream home. Here’s how to wangle more from your lender.
If you are trying to decide between two lenders, compare what they have in common and where they are different.
A cash offer means the buyer can buy the home outright, without needing a mortgage.
The closing process begins once the seller accepts the buyer’s offer and ends on closing day.
Banks and credit unions offer the best rates, but online lenders offer fast funding.
Follow these steps to improve your chances of approval.