Individuals with no major health issues usually have no trouble getting a policy. However, some people have risk factors that make them more of a risk for the insurance companies. These people, referred to as high-risk applicants, still have life insurance options, but they should know what those options are.
- Credit cards
- Managing investments
- Personal finance
- Bachelor of Science, Northeastern University
TJ Porter has eight years of experience as a personal finance writer covering investing, banking, credit, and more. He has written dozens of articles for Bankrate and other popular finance websites such as Credit Karma and the Balance.
TJ's brush with personal finance began as he looked for ways to stretch his own dollars through deals or reward points. In all of his writing, TJ aims to provide easy to understand and actionable content that can help readers make financial choices that work for them.
When he's not writing about finance, TJ enjoys games (of the video and board variety), cooking and reading.
Find TJ Porter beyond Bankrate
TJ's latest articles
Sep 21, 2023
Our top picks for the best unsecured business loans come with key features like competitive interest rates and relaxed eligibility.Sep 20, 2023
A short-term business loan can help your business take advantage of an opportunity or survive a cash-flow crisis. Here are our picks.Sep 19, 2023
Life insurance helps single parents financially support their kids upon passing away.Sep 18, 2023
From lines of credit to SBA loans there are several types of working capital loans.7 min read Sep 18, 2023
It’s not as easy to refinance your mortgage when you have equity debt. Here are the options.5 min read Sep 14, 2023
Make sure you know what’s required before applying for a loan.5 min read Sep 14, 2023
Looking for good, cheap car insurance in Greensboro? Bankrate can help.8 min read Sep 14, 2023