What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
7 min read
Jun 19, 2024
Tim Maxwell
Contributor, Credit and Real Estate
EXPERTISE
- Credit
- Credit cards
- Loans
- Real estate
EDUCATION
- Bachelor of Arts, Fresno State University
My goal is to help people improve their financial well-being and literacy by creating factual content that’s accessible and easy to understand.
— Tim Maxwell
Early in his career, Tim worked in broadcast news as a “one-person band.” He was often responsible for capturing news events and interviewing subjects and witnesses on camera before writing and editing the package for broadcast. He later worked for 20th Century Fox and NBC/Universal in various digital media capacities.
Tim is now a freelance financial writer focusing on credit education and real estate. He is passionate about demystifying personal finance and helping people live their best lives.
Tim lives in the Sierra Nevada mountains, where he enjoys cycling, golfing and creating memories with his family. He also finds immense joy in cashing in his hard-earned credit card rewards.
Find Tim Maxwell beyond Bankrate
- CBS News
- Fox Business
- Experian
My goal is to help people improve their financial well-being and literacy by creating factual content that’s accessible and easy to understand.
— Tim Maxwell
Tim's latest articles
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Top reason to love the Southwest Rapid Rewards Plus Card: Fast track to free travel
The main attraction of this card is the opportunity to work toward a coveted Southwest Companion Pass.
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Citi Double Cash Card vs. Chase Freedom Unlimited
Cash rewards cards with balance transfers offers generate budget savings, but be sure to compare all the details.
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Amazon Prime Visa vs. Bank of America Customized Cash Rewards
Your best credit card option may depend on your monthly spending habits.
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Why the Citi Double Cash is a great cash back card for paying off debt
The Citi Double Cash Card has an outstanding 0 percent balance transfer offer.
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Maximize rewards with Southwest Rapid Rewards Dining program
Southwest Rapid Rewards members can earn points with restaurant purchases through the Southwest dining program.
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