What is a loan-to-value ratio?
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
Thomas Brock, CFA, CPA, is an accomplished financial professional with over 20 years of experience in investments, corporate finance, accounting and financial consulting.
His investment experience includes oversight of a $4 billion portfolio for an insurance group. Varied finance work includes the development of multiyear financial forecasts and KPI dashboards, credit analyses and the evaluation of capital budgeting proposals.
Earlier in his career, Thomas managed various accounting and financial planning functions and led many transformational initiatives, including a general ledger conversion, a financial reporting system implementation, the establishment of a centralized procurement office and the execution of due diligence reviews and integrations for several multi-million-dollar merger and acquisition deals.
In a consulting capacity, he has assisted individuals and businesses of all sizes with accounting, budgeting, financial planning and investing matters. He has also lent his financial expertise to a several well-known websites and tutored students via a few virtual forums.
Thomas holds a Master of Business Administration from Franklin University and a Bachelor of Science in business administration from Bowling Green State University. He is a chartered financial analyst charterholder and a certified public accountant.
It’s a comparison calculation that’ll determine if you’ll get a loan, and the interest rate you’ll pay.
If you plan to get a debt consolidation loan with poor credit, take these steps.
Here are the pros and cons of getting a mortgage from a credit union.
You can still get a decent rate without perfect credit.
When it comes to choosing the best small business loans, our guide can help you compare the best rates and terms available to help you fund your business.
Looking for home mortgage rates in West Virginia? View loan interest rates from local banks, WV credit unions and brokers, from Bankrate.com.
Looking for home mortgage rates in Arkansas? View and compare interest rates from local banks, AR credit unions and brokers, from Bankrate.
Looking for home mortgage rates in North Carolina? View loan interest rates from local banks, WI credit unions and brokers, from Bankrate.com.
We appreciate your feedback
Thank you for taking the time to share your experience.