A new type of credit score bursts onto the mortgage scene
Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Thomas Brock, CFA, CPA, is an accomplished financial professional with over 20 years of experience in investments, corporate finance, accounting and financial consulting.
His investment experience includes oversight of a $4 billion portfolio for an insurance group. Varied finance work includes the development of multiyear financial forecasts and KPI dashboards, credit analyses and the evaluation of capital budgeting proposals.
Earlier in his career, Thomas managed various accounting and financial planning functions and led many transformational initiatives, including a general ledger conversion, a financial reporting system implementation, the establishment of a centralized procurement office and the execution of due diligence reviews and integrations for several multi-million-dollar merger and acquisition deals.
In a consulting capacity, he has assisted individuals and businesses of all sizes with accounting, budgeting, financial planning and investing matters. He has also lent his financial expertise to a several well-known websites and tutored students via a few virtual forums.
Thomas holds a Master of Business Administration from Franklin University and a Bachelor of Science in business administration from Bowling Green State University. He is a chartered financial analyst charterholder and a certified public accountant.
Fannie Mae and Freddie Mac can now use a new credit-score metric, VantageScore 4.0.
Long-term business loans can have lower interest rates and larger borrowing amounts.
To buy a home after you sold one in a short sale, you need time, good credit and money down.
And what do their differences mean for you, the mortgage borrower?
With the passage of the budget reconciliation bill on July 3, major changes are coming to the federal student loan program that will make it harder for students to finance their education and current student [...]
It’s an easy way to swap out your FHA loan — provided you qualify.
Navigating debt, relationships and supporting long-term financial goals.
Here’s the lowdown on no-penalty CDs, and how they differ from regular CDs.
We appreciate your feedback
Thank you for taking the time to share your experience.