Small errors can lead to big rate changes if you hold a ‘universal default’ credit card, says the Debt Adviser.
About the author
“Debts, unlike fine wine or my wife, do not improve with age." - Steve Bucci
- Personal Credit Coach
- Expert Witness in Identity Theft and Credit Scoring Related Cases
University of Rhode Island at Kingston
Author of the popular books:
- Credit Repair Kit For Dummies – 5th edition
- Barnes and Noble Debt Management
- Credit Management Kit For Dummies
- Managing Your Money All-In-One For Dummies (coauthor)
- Debt Repair Kit For Dummies (Australia)
Been featured on Fox Business News, Yahoo! Personal Finance and in countless newspapers across the nation
Appeared regularly as a personal finance expert on Comcast
Steve Bucci has been helping people decode and master personal credit and debt issues for the last 20 years. Bucci began his career in counseling at the Yale Psychiatric Institute before switching to a career in business, first management consulting and then finance. Wanting to return to a job that give him the chance to help people, Bucci served as president of several nonprofit organizations dedicated to helping the consumer wisely use credit. These include the Consumer Credit Counseling Service (CCCS) of Rhode Island, the CCCS of Southern New England and the Money Management International Financial Education Foundation.
Bucci has been a presenter at the FICO InterACT Global Conference, the Federal Reserve and the International Credit Symposium at Cambridge University in the UK. He has served as director of the CDNE Education Foundation, the University of RI Center for Personal Financial Education, the National Foundation for Credit Counseling, the Better Business Bureau of Rhode Island, the investment committee for the Episcopal Diocese of RI and National Network Non-Profit Services. He currently serves on the investment board for South County Health Care Systems.
Bucci received his BA and MA degrees from the University of Rhode Island at Kingston. He was named Visiting Executive in Residence at the University of Rhode Island in 2005.
Bucci and his wife, Barbara, live with their two cats, Peanut Butter and Smokey, at Sand Hill Cove in the seaside community of Narragansett, Rhode Island.
Steve's Latest Articles
2 min read Mar 14, 2008
There are many twists and turns before a debt saga ends up in court, says the Debt Adviser.2 min read Mar 07, 2008
A settlement can stop the deterioration of your credit, but only at a high price, says the Debt Adviser.2 min read Feb 29, 2008
It is better to pay mortgage debt before credit debt, says the Debt Adviser, Bankrate expert Steve Bucci.2 min read Feb 15, 2008
A paid-off mortgage will continue to boost your credit score — but not forever, says the Debt Adviser.2 min read Feb 01, 2008
Using a refinance to pay down credit card debt can be risky, the Debt Adviser says.2 min read Jan 25, 2008
Rules have changed for how ‘authorized user’ status impacts your credit, says the Debt Adviser.2 min read Jan 18, 2008
Cutting up your credit cards may be unwise, even if you struggle to use them responsibly, says the Debt Adviser.3 min read Jan 11, 2008