Fundbox
Backd is an online lender that offers fast, short-term loans to business owners with a credit score of 600 and above. Our Backd small business loans review has all the details.
7 min read
Oct 22, 2026
Rob Watts
Former Senior Editor
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10Years of experience
EXPERTISE
- Startups and small businesses
- Small business technology
- Company formation
- Project management
- Brand building and management
About the author
Rob is a former Senior Editor at Bankrate.com. With over a decade of experience covering small business and tech content, Rob was passionate about giving readers the best possible information to help them make better decisions for their businesses.
Rob holds a Bachelor’s degree in History and Public Relations from the University of Scranton. Previously, he worked as an editor for Forbes Advisor where he built and grew the company’s small business content while broadening his knowledge of evolving reader needs.
Based in New Jersey, Rob enjoys spending time with his family, reading, watching movies and cooking.
Rob wants you to know
Starting a new business venture of any kind involves learning a lot of new things, and progress isn’t always linear. My goal is to break down complex and intimidating topics and educate readers on a wide range of subjects so that they can make the best possible decisions for their business and team.
Measure twice, cut one. Having a firm strategy to execute can reduce failure, costs, and headaches in a profound way.
— Rob Watts
Rob's latest articles
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Triton Capital
Triton Capital offers working capital, equipment and SBA loans. The online lender accepts fair credit borrowers, though businesses will need at least $350,000 in annual revenue. Check out our Triton Capital review to learn more.
7 min read Oct 22, 2026 -
Kiva
Kiva microloans operate on a crowdfunding, peer-to-peer model. They have minimal requirements and could be a good option for smaller businesses or startups.
7 min read Oct 22, 2026 -
National Funding
National Funding provides short- and long-term loans to eligible business owners with a credit score of over 660. Check out our National Funding review for more information
7 min read Oct 22, 2026 -
Wells Fargo
Wells Fargo’s business lines of credit feature high limits, few fees and additional features that help them to stand out from the crowd of business loans.
9 min read Oct 22, 2026 -
Credibly
Credibly offers working capital, business lines of credit and merchant cash advances. To learn more check out our Credibly business loans review.
9 min read Oct 22, 2026 -
OnDeck
OnDeck is an online lender offering small business loans of up to $250,000 with fast funding times to borrowers with fair credit.
8 min read Oct 22, 2026 -
BusinessLoans.com
BusinessLoans.com has helped over 100,000 small businesses. Its lending partners offer short- and long-term business loans. Check out our BusinessLoans.com review to learn more.
6 min read Oct 13, 2026