Can you get a balance transfer card with bad credit?
It can be difficult to qualify for a balance transfer card with bad credit.
About the author
Rebekah is an Editor II on the Bankrate credit cards education team. She loves sharing educational insight with those who are looking to learn more about their personal finances.
Rebekah comes with over 13 years of both writing and editing, covering a range of topics.
Outside of work, Rebekah loves writing creatively, finding new recipes to cook and — most of all — being a parent.
Rebekah wants you to know
Rebekah’s first credit card was a Bank of America card — with a Hello Kitty design to boot. She opened the card when she was in college and since then has learned how to wield the power of credit card rewards (and she’s ditched the Hello Kitty designs). Rebekah’s goal is to share valuable insight with others in the credit card and personal finance space.
It can be difficult to qualify for a balance transfer card with bad credit.
If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.
You can transfer a variety of debt to cards, but not all cards accept all transfers.
Cards that offer 0 percent intro APR can be excellent tools.
So, your credit card application has been denied — here’s what to do next.
Credit card protection insurance can help preserve your credit’s health in a pinch.
Using a chip card offers more fraud protection than swiping, but you still face risk.
Find a credit card that aligns with your spending pattern to reap the rewards.