0% APR car deals: Are they worth it?
Zero-APR car deals have their pros and cons.
5 min read
Dec 09, 2024
Rebecca Betterton
Writer, Auto Loans and Personal Loans
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3Years of experience
EXPERTISE
- Auto Loans
- Personal loans
- Personal finance
- Budgeting
EDUCATION
- Certified Financial Education Instructor℠, National Financial Educators Council
- Bachelor of Arts in Strategic Communications, Elon University
About the author
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021. Through her writing, Rebecca aims to provide clarity and accessibility to the automotive loans industry as the cost of financing new and used vehicles continues to climb due to steep inflation.
She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car, but recently widened her scope to cover personal loans and other debt topics. Prior to her time at Bankrate, she was a social media reporter and copywriter.
When Rebecca isn’t researching recent trends in personal finance, she is an avid runner and a lover of interior design.
Rebecca beyond Bankrate
Rebecca wants you to know
Rebecca understands the anxiety that comes with heading to a dealership. She is passionate about empowering readers to make informed financial decisions in the showroom through focused advice and guidance. Outside of that, she has spent the last year researching EV financing and trends to make it more accessible for all sorts of drivers.
Rebecca's latest articles
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Is leasing a car better for older drivers?
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Types of student loans
Make sure to choose the right type of student loan for your needs.
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How to get a $5,000 personal loan: Quick funding options
If you need a few thousand dollars to cover an emergency or expense, a $5,000 personal loan may be a good way to get what you need.
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What are car loans for bad credit?
Car loans for bad credit may be pricier, but careful shopping can help.
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12 car dealer tricks to avoid
These car dealership tricks help salespeople maximize their profits.
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What to know about a car’s out-the-door price
Knowing the OTD price will help you figure out how much your new car really costs.
4 min read Dec 04, 2024
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Upstart vs. Caribou: Which offers better auto loans?
Upstart vs Caribou: These auto refinancers are similar with some key differences.
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How to end a car lease early for medical reasons
Does the car lease have loopholes? If it doesn’t, there are other ways to avoid a penalty.
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Is buying a luxury car worth the cost?
Weigh these factors when deciding whether to buy a fully loaded standard car versus a luxury car brand.
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How to buy a truck: Which pickup should you choose?
If you’re looking at buying a pickup, learn about how features affect price.
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What is an acquisition fee?
This fee may be charged upfront or rolled into your loan.
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Get a used car inspection before buying
A used car purchase can save you money — but only if you get a quality vehicle.
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Get an oil analysis before buying a used car
Don’t just look at a used car’s polish and history. Get an oil analysis to learn about the health of the engine.
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Credit Direct vs. LightStream: Which offers better auto loans?
Credit Direct and LightStream car loans are made for nontraditional car purchases.
2 min read Apr 18, 2024