0% APR car deals: Are they worth it?
Zero-APR car deals have their pros and cons.
5 min read
Dec 09, 2024
Rebecca Betterton
Writer, Auto Loans and Personal Loans
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3Years of experience
EXPERTISE
- Auto Loans
- Personal loans
- Personal finance
- Budgeting
EDUCATION
- Certified Financial Education Instructor℠, National Financial Educators Council
- Bachelor of Arts in Strategic Communications, Elon University
About the author
Rebecca Betterton, a Certified Financial Education Instructor℠, is a writer for Bankrate who has been reporting on auto loans since 2021. Through her writing, Rebecca aims to provide clarity and accessibility to the automotive loans industry as the cost of financing new and used vehicles continues to climb due to steep inflation.
She specializes in assisting readers in navigating the ins and outs of securely borrowing money to purchase a car, but recently widened her scope to cover personal loans and other debt topics. Prior to her time at Bankrate, she was a social media reporter and copywriter.
When Rebecca isn’t researching recent trends in personal finance, she is an avid runner and a lover of interior design.
Rebecca beyond Bankrate
Rebecca wants you to know
Rebecca understands the anxiety that comes with heading to a dealership. She is passionate about empowering readers to make informed financial decisions in the showroom through focused advice and guidance. Outside of that, she has spent the last year researching EV financing and trends to make it more accessible for all sorts of drivers.
Rebecca's latest articles
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Types of student loans
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How to get a $5,000 personal loan: Quick funding options
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What are car loans for bad credit?
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12 car dealer tricks to avoid
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What to know about a car’s out-the-door price
Knowing the OTD price will help you figure out how much your new car really costs.
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Gravity vs. iLending: Which offers better auto loans?
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M&T Bank vs. USAA: Which offers better auto loans?
M&T Bank is best for small loans, but USAA car loan rates are more attractive.
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10 car leasing traps you should avoid
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RefiJet vs. Gravity: Which offers better auto loans?
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M&T Bank vs. Bank of America: Which offers better auto loans?
M&T Bank and Bank of America are two excellent auto lenders, but each has benefits and drawbacks.
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Should you get an 84-month auto loan?
An 84-month loan will reduce your monthly payments but cost more overall.
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