What is myFICO?
Learn about how myFICO works and how it stacks up against the competition to decide if it’s the right credit monitoring service for you.
5 min read
Nov 05, 2020
EXPERTISE
- Personal finance
- Habit formation
EDUCATION
- BA in Music, Theatre Minor, Miami University
- MFA in Theatre, Illinois State University
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
— Nicole Dieker
Highlights
- Ten years of personal finance writing experience, with stories published on Vox, The Simple Dollar, The Penny Hoarder, Lifehacker and more
- Five years writing and editing The Billfold, a personal finance blog where people had honest conversations about money
- Author of Frugal and the Beast: And Other Financial Fairy Tales
Experience
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library.
In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.
Nicole Dieker’s debut novel, The Biographies of Ordinary People, is a Millennial-era Little Women that follows three sisters from childhood to adulthood. Dieker is also the author of Frugal and the Beast: And Other Financial Fairy Tales, in which she reworks classic fairy tales to highlight their hidden financial lessons.
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
— Nicole Dieker
Nicole's Latest Articles
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What is the shopping cart trick and does it still work in 2021?
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work? Here’s everything you need to know about the mythical shopping cart trick.
5 min read Nov 04, 2020 -
How does the prime interest rate affect you?
Prime interest rate isn’t a mandatory base number but is standard in most banks.
3 min read Nov 02, 2020 -
Guide to using Venmo
Venmo, which launched in 2009, has quickly become one of the most popular money transfer apps on the market.
8 min read Oct 16, 2020 -
What are convenience checks?
Convenience checks can be used in a number of ways, but note they come with hidden costs.
5 min read Oct 08, 2020 -
How to get a cash advance with Capital One
How Capital One cash advances work and what you should consider before you request one.
5 min read Aug 28, 2020 -
How to prevent credit card fraud amid coronavirus pandemic
Secure your credit against anyone looking to take advantage of today’s uncertainty.
5 min read Aug 04, 2020 -
Hidden credit card fees and charges to watch for
Here are some of the most common and uncommon fees associated with credit cards and how you can avoid paying them.
5 min read Jun 22, 2020