Chime: What the popularity of Neobanks could mean for the future of credit and lending
Neobanks like Chime are paving the way for a new method of gauging creditworthiness.
5 min read
Dec 09, 2022
Meredith Hoffman
Former Reporter, Credit Cards
About the author
Expertise
Credit cards, building credit, credit card industry trends, history of credit and lending
Education
Bachelor of Arts in political science with a minor in journalism and history from the University of North Carolina at Wilmington
Highlights
- Over six years of professional writing experience covering breaking news and financial news and advice
- Passionate about making complicated financial topics approachable for all readers
Experience
Meredith Hoffman is a former personal finance writer covering credit card news and advice at CreditCards.com and Bankrate Credit Cards.
Originally from Columbia, South Carolina, Meredith received her bachelor's degree from the University of North Carolina at Wilmington. Before joining CreditCards.com in October 2019, Meredith worked as the news editor of Wilmington’s local newspaper, The Seahawk.
Meredith is passionate about making credit cards and personal finance more accessible for traditionally underrepresented groups such as women and minorities. She has written feature stories on discriminatory practices such as the pink tax, and has covered important issues like the impact of voting on fiscal policy.
Links:
How your vote can impact fiscal policy | CreditCards.com
New York ban on the pink tax goes into effect | CreditCards.com
Financial policy: what to expect from Biden, Harris | CreditCards.com
What is Equal Pay Day? | CreditCards.com
Meredith's latest articles
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Credit card autopay explained
Here’s what you need to know about credit card autopay.
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Planning and budgeting for a national parks trip
There is no shortage of beautiful national parks to explore in the U.S. during every season.
7 min read Oct 26, 2022 -
How you can help small businesses impacted by COVID-19
Small businesses across the nation are struggling due to shutdowns caused by COVID-19. Here’s what you can do to support local businesses while staying safe at home.
5 min read Oct 26, 2022 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Sep 30, 2022 -
Survey: 39 million U.S. adults feel pressured to overspend on celebratory events this year
As the cost of everyday goods continues to rise, many Americans are feeling increased financial pressure and are less likely to spend big on celebrations like weddings.
3 min read Jun 24, 2022 -
Pros and cons of credit card forbearance
What you need to know if you are before putting your card’s balance in forbearance.
4 min read May 05, 2022 -
Mastercard unveils new ‘Buy Now Pay Later’ program for consumers and merchants
Mastercard announced on Sept. 28 that it’s wading into the deferred payments business with its flagship “buy now, pay later” program.
2 min read Sep 28, 2021
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How to report credit card fraud
Learn more about how to reduce your chances of experiencing credit card fraud.
5 min read Jul 31, 2023
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Poll: roughly 3 in 4 say inflation is hurting them financially
Most Americans report paying more for essentials like gas and groceries.
6 min read Dec 21, 2022 -
Credit card issuers that offer contactless cards
While the COVID-19 pandemic made contactless payment options more popular than ever, consumers have grown to love using touch-free payment options.
3 min read Oct 26, 2022 -
Visa credit card benefits: What’s the difference between Visa Traditional, Signature and Infinite?
The differences between these Visa credit card tiers lie in the extra benefits.
9 min read Apr 01, 2022 -
7 top tech trends in real estate
Nearly every step of the home buying and selling process has begun integrating high-tech tools.
5 min read Mar 17, 2022