How to choose a credit card for no credit history
Here’s what you need to know about picking your first card, as well as some great credit card options for those just starting out.
3 min read
May 11, 2022
About the author
Expertise
Credit cards, building credit, credit card industry trends, history of credit and lending
Education
Bachelor of Arts in political science with a minor in journalism and history from the University of North Carolina at Wilmington
Highlights
- Over six years of professional writing experience covering breaking news and financial news and advice
- Passionate about making complicated financial topics approachable for all readers
Experience
Meredith Hoffman is a personal finance writer covering credit card news and advice at CreditCards.com and Bankrate Credit Cards.
Originally from Columbia, South Carolina, Meredith received her bachelor's degree from the University of North Carolina at Wilmington. Before joining CreditCards.com in October 2019, Meredith worked as the news editor of Wilmington’s local newspaper, The Seahawk.
Meredith is passionate about making credit cards and personal finance more accessible for traditionally underrepresented groups such as women and minorities. She has written feature stories on discriminatory practices such as the pink tax, and has covered important issues like the impact of voting on fiscal policy.
Links:
How your vote can impact fiscal policy | CreditCards.com
New York ban on the pink tax goes into effect | CreditCards.com
Financial policy: what to expect from Biden, Harris | CreditCards.com
What is Equal Pay Day? | CreditCards.com
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