Think about your credit score, spending habits and financial goals when choosing a new credit card.
About the author
Credit cards, building credit, credit card industry trends, history of credit and lending
Bachelor of Arts in political science with a minor in journalism and history from the University of North Carolina at Wilmington
- Over six years of professional writing experience covering breaking news and financial news and advice
- Passionate about making complicated financial topics approachable for all readers
Meredith Hoffman is a former personal finance writer covering credit card news and advice at CreditCards.com and Bankrate Credit Cards.
Originally from Columbia, South Carolina, Meredith received her bachelor's degree from the University of North Carolina at Wilmington. Before joining CreditCards.com in October 2019, Meredith worked as the news editor of Wilmington’s local newspaper, The Seahawk.
Meredith is passionate about making credit cards and personal finance more accessible for traditionally underrepresented groups such as women and minorities. She has written feature stories on discriminatory practices such as the pink tax, and has covered important issues like the impact of voting on fiscal policy.
How your vote can impact fiscal policy | CreditCards.com
New York ban on the pink tax goes into effect | CreditCards.com
Financial policy: what to expect from Biden, Harris | CreditCards.com
What is Equal Pay Day? | CreditCards.com
Meredith's latest articles
7 min read Apr 11, 2023
A credit card offers a line of credit and you can build up credit with it.6 min read Mar 29, 2023
Return protection can be beneficial for consumers who are having second thoughts about a purchase.2 min read Jan 24, 2023
Credit card issuers are able to offer rewards because of the fees they collect.5 min read Oct 17, 2022
Chase makes it easy to see if you prequalify for one of its top rewards cards.5 min read Sep 30, 2022
If your partner has bad credit, here are a few steps towards financial harmony.4 min read Aug 22, 2022
Neobanks like Chime are paving the way for a new method of gauging creditworthiness.5 min read Aug 17, 2022
As the cost of everyday goods continues to rise, many Americans are feeling increased financial pressure and are less likely to spend big on celebrations like weddings.3 min read May 25, 2022
Learn more about how to reduce your chances of experiencing credit card fraud.5 min read Jul 31, 2023
The differences between these Visa credit card tiers lie in the extra benefits.9 min read Apr 01, 2022
While the COVID-19 pandemic made contactless payment options more popular than ever, consumers have grown to love using touch-free payment options.3 min read Mar 16, 2022
Most Americans report paying more for essentials like gas and groceries.6 min read Mar 08, 2022