Pay yourself first budgeting: What that means and how to do it
Most Americans regret not having enough savings. The solution: Pay yourself first.
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
Matthew Goldberg is a senior consumer banking reporter at Bankrate where he uses his more than 13 years of financial services experience to help inform readers about their important personal finance decisions.
Nearly his entire career, since 1998, has either been as a reporter, editor or working in the banking and insurance industry. Matthew’s banking career includes being a banker in New York City and being a bank officer at one of the largest banks in the U.S. He first gained his experience with deposit products and auto loans while representing a Federal Deposit Insurance Corp. (FDIC) online bank.
His reporting career includes working as a staff reporter at two daily newspapers. He earned his first newspaper bylines in 1998. Matthew’s been interviewed on television news and radio stations across the U.S. Previously, he was a weekly panelist on the SportsWriter’s show on WGEM AM ESPN 1440 in Quincy, Illinois and an occasional co-host and call-in guest on WGEM SportsCenter.
Matthew is currently a member of the Board of Governors at the Society for Advancing Business Editing and Writing (SABEW), which is the world's largest and oldest organization of business and financial journalists.
He chairs the organization's training member engagement committee and the organization's investment task force. He also is on the SABEW finance committee. He has previously served on conference planning committees and has been a Best in Business contest judge for the organization.
Matthew’s writing has been honored by both the Illinois Associated Press Editors Association and the Illinois Press Association. His writing has also been featured online on MSN, Yahoo! Finance and in newspapers throughout the country.
It’s easy to get into a routine. But days turn into weeks and months turn into years. And every day you don’t have your savings in a high-yield savings account, you’re losing purchasing power by at least getting closer to keeping up with inflation. Over time, that really adds up.
Making good financial decisions enables people to get more out of life and I’m happy to contribute to that endeavor.
— Matthew Goldberg
Most Americans regret not having enough savings. The solution: Pay yourself first.
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