What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read
Sep 28, 2023
Liliana Hall
Associate Editor
EXPERTISE
- Travel and rewards points
EDUCATION
- Bachelor’s degree in journalism, the Moody College of Communication at The University of Texas at Austin
Liliana is an editor and journalist with a background in feature writing. She earned her bachelor’s degree in journalism from The University of Texas at Austin where she wrote for The Daily Texan and interned at The Austin Chronicle and KUT.
Liliana joins the news and advice team from Austin, Texas as an updates editor. She hopes to help enhance her audience's financial literacy through facilitating clear, concise and timely content. Liliana has always had an interest in the points game when it comes to travel rewards and points. She has lived on three different continents and learned through trial and error what works best for her while abroad.
Liliana specializes in news literacy and strives to help news consumers with the tools they need to trust the information they seek out when it comes to personal finance, rewards, credit card debt and everything in between.
Liliana's latest articles
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How I’m paying off credit card debt, with the help of student loan forgiveness
I left college with student loan debt and credit card debt, now I’m catching up.
6 min read Sep 15, 2022
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How to get cash from a credit card at the ATM
Taking money out of a credit card at the ATM is one way to get cash quickly — but it’s costly.
4 min read Nov 30, 2023 -
What is a prepaid card and how does it work?
Prepaid cards can be used to make purchases much like a debit or credit card, but you only have access to the money you have loaded onto the card ahead of time.
5 min read Oct 19, 2023 -
How long does it take for my credit card payment to post?
Credit card payment processing times may vary, but tend to pass in just a few days.
3 min read Oct 03, 2023 -
Can I get a credit card without a Social Security number?
You may not need an SSN to access credit if you have a credit file or an ITIN.
4 min read Jul 31, 2023 -
How to get a credit card for the first time
Once you understand the basics of credit, you’ll want to weigh your options.
6 min read Jul 31, 2023 -
How to destroy a metal credit card
When scissors aren’t enough to destroy your metal credit cards, try these methods instead.
3 min read Jul 31, 2023 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score means you’ve done everything you need to do to prove that you are a creditworthy consumer.
6 min read Jul 14, 2023 -
What is a good credit utilization ratio?
It’s critical to keep your credit utilization ratio low, but how low is often a mystery to consumers.
4 min read Jun 23, 2023
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Reader question: Turned down for Delta card. What’s next?
One reader’s application for a Delta credit card was denied. What now?
3 min read Apr 22, 2022 -
How long does a bankruptcy stay on your credit report?
A bankruptcy will stay on your credit report for a number of years depending on when you actually filed as well as the type of bankruptcy.
4 min read Apr 20, 2022 -
Who should get the Southwest Rapid Rewards Plus Credit Card?
The Southwest Rapid Rewards Plus Credit Card has the lowest annual fee of any Southwest card, but what are you giving up? Find out the tradeoffs you’ll make if you pick this airline credit card.
5 min read Apr 15, 2022 -
Regulators concerned about lack of consumer protections in BNPL space
BNPL installment financing has grown rapidly but many protections available to credit card-holders are not available in this space. The CFPB has launched an inquiry.
6 min read Apr 13, 2022 -
How to spring clean your finances
Everything needs a good spring cleaning, including your finances. Taking these simple steps once a year will help set you up for success.
6 min read Apr 12, 2022 -
PayPal credit card adds broad 3 percent cash back category
Read more to learn why the PayPal Cashback Mastercard is one of the most lucrative cash back cards.
3 min read Apr 08, 2022 -
Mobile app comparison: American Express vs. Chase
Both American Express and Chase offer premium credit cards with mobile app experiences to match.
6 min read Apr 08, 2022 -
Access to credit is a major priority and pain point for immigrants
Analyzing the impact of financial services access on immigrants.
2 min read Apr 01, 2022