Brick-and-mortar banks vs. online banks: Pros and cons
Keeping your savings in a bank down the street may seem like the obvious play, but there may be real downsides for doing so.
7 min read
Jan 20, 2026
Libby Wells
Former Contributing writer, Credit Cards
Libby Wells is a former part-time editor at Bankrate. Previously, she was Bankrate's chief copy editor and a credit card reporter. Libby spent most of her career as a newspaper journalist and has more than 30 years of experience as a writer and editor.
