Kelli Pate


About the author


Kelli Pate is a freelance copy editor and writer specializing in personal finance. After graduating from Park University with a bachelor’s degree in journalism, she started her media career wearing a variety of hats for community newspapers in the Kansas City area: writer, copy editor, photographer and coffee runner, among other things.

Kelli later transitioned to writing and editing content for corporations and nonprofits, including a nationally recognized financial advisory firm, where she learned the ins and outs of investing, retirement, budgeting and additional personal finance topics.

Over the last five-plus years, Kelli has built a successful freelance business that has allowed her to work with media companies like The New York Times, Bitch Media, Rewire News Group, Mic, Entertainment Weekly, Bustle Digital Group and more. In addition to and Bankrate, her byline has appeared in MoneyGeek, Daily Worth, Earnest, Top Agent Magazine,, HelloGiggles, INSIDER, Refinery29, SheKnows, the Daily Pnut and more.

Kelli has been immersing herself in the world of travel hacking since 2016, when she and her wife paid for their honeymoon with credit card points.


Connect with her on LinkedIn or follow her on Twitter.


Kelli's Latest Articles

  • Cashback Monitor guide

    Cashback Monitor tracks cashback earning rates across many online shopping portals.

    5 min read Jan 19, 2021
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  • Guide to the Divvy card

    The Divvy business credit card pairs with financial software for an all-in-one expense-management platform. Here’s how it works.

    5 min read Nov 27, 2020
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  • Guide to Payoff

    Payoff specializes in fixed-rate debt-consolidation loans for people with fair to good credit scores. Here’s what to know before you apply.

    5 min read Nov 20, 2020
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