Kelli Pate is a former contributor to Bankrate. Pate is a freelance copy editor and writer specializing in personal finance. After graduating from Park University with a bachelor’s degree in journalism, she started her media career wearing a variety of hats for community newspapers in the Kansas City area: writer, copy editor, photographer and coffee runner, among other things.
Kelli later transitioned to writing and editing content for corporations and nonprofits, including a nationally recognized financial advisory firm, where she learned the ins and outs of investing, retirement, budgeting and additional personal finance topics.
Over the last five-plus years, Kelli has built a successful freelance business that has allowed her to work with media companies like The New York Times, Bitch Media, Rewire News Group, Mic, Entertainment Weekly, Bustle Digital Group and more. In addition to CreditCards.com and Bankrate, her byline has appeared in MoneyGeek, Daily Worth, Earnest, Top Agent Magazine, Vox.com, HelloGiggles, INSIDER, Refinery29, SheKnows, the Daily Pnut and more.
Kelli has been immersing herself in the world of travel hacking since 2016, when she and her wife paid for their honeymoon with credit card points.
Apple Card Family is similar to other authorized-user programs, but with a few added extras to help everyone learn good financial habits together. Here’s what it is and how you can sign up.
If you’re eyeing a new Citi credit card, but worry about getting turned down, checking for pre-approved offers can narrow down the list of cards for which you have the best chances of getting to yes. [...]
Many credit card issuers, including American Express, allow you to check for prequalified card offers ahead of time.
Cashback Monitor tracks cashback earning rates across many online shopping portals.
Payoff specializes in fixed-rate debt-consolidation loans for people with fair to good credit scores. Here’s what to know before you apply.