Texas A&M University, Bachelor of Business Administration in Marketing
Americans have money problems. Some are systemic, while others come from everyday life — like having a job, paying bills, buying a home and raising a family. I listen to stories and answer questions to help us all get smart with our money.
— Katie Kelton, CCC
About the author
Katie Kelton is the lead writer on Bankrate’s community team and Certified Credit Counselor™, helping everyday people solve problems and make good money decisions. She’s tuned in to topics like homebuying, credit scores and making ends meet — while trusting that Americans do the best they can with the tools they have.
Before Bankrate, Katie wrote for Capital One, where she gained insight on the credit world. And her career began in marketing, where she learned how to make life’s decisions a little more fun.
Katie is from the Austin area and lives in Colorado Springs. Off the clock, you’ll find her heading outdoors with her fiancé and pup, overbooking her social calendar and haunting thrift and bookstores.
If you have a question about money or a story to tell, send her an email at kkelton@bankrate.com.
My favorite money tip
A budget is the best tool to have in your back pocket. All of your financial goals, from paying off debt to saving to buying a home, start here. By keeping tabs on your income and expenses, you’ll know where your hard-earned dollars go — empowering you to move money around and reach milestones sooner.
Katie beyond Bankrate
Katie talks with KMOX radio about how tariffs affect consumers.
Katie talks with ABC News about avoiding impulse buying.
Katie talks with Click2Houston about paying with debit versus credit.
People want to feel generous around the holidays, says Bankrate.
Katie talks with KSL Newsradio about how to avoid being scammed.
Katie talks with KUTV about taking on debt due to social pressure.
Americans have money problems. Some are systemic, while others come from everyday life — like having a job, paying bills, buying a home and raising a family. I listen to stories and answer questions to help us all get smart with our money.
— Katie Kelton, CCC
Katie's Picks
5 MIN READ
Three families gave up 3% mortgage rates. Here’s what they got in return
Your mortgage rate matters, but life changes don’t wait for the housing market.
4 MIN READ
The stars of “This Old House” spin-off learned you can still buy a home on a small budget. Barely.
When the Javiers agreed to be on the show “This First House,” they had to buy a house fast — and with only $350K.
4 MIN READ
Laid off with a monthly mortgage payment. How do you manage?
A cooling job market is leaving some homeowners without steady income. Learn how to continue paying your mortgage.
Let’s say you’re walking through the mall during the holiday season and pass 10 shoppers. New Bankrate data shows that about three of those holiday shoppers (33 percent) plan to spend less on holiday [...]
When a lender tells you how much you can borrow, it feels like permission to spend. But eligibility and affordability are completely different things. First-time buyer Khyrunnessa Rabbini learned this [...]
Breaking into the Los Angeles housing market, 32-year-old Benny To found a creative path to homeownership by buying a multifamily probate property. Despite being told the sale would be easy, a family dispute [...]
For Ebony Martin, southern New Hampshire is home, but the housing market made it feel impossible to stay. Facing fierce competition as the region became one of the country’s hottest real estate hubs, [...]
The path to homeownership is growing longer, with the median first-time buyer age now reaching a record high of 40. For Asia Ore, a 28-year-old widow and new mother, the journey requires a disciplined [...]