For 72% of us, it’s too late. But your flip-phone-owning dad may be onto something.
About the author
“Just like millions of Americans, I have experienced ups and downs with my personal finances. When I share knowledge and expertise about spending and saving money, it makes me feel good about helping someone who’s in the same situation that I’ve been in. Most of us don’t learn about personal finance in school – we often learn about it through trial and error. It’s my hope that somebody can figure out how to better handle their money after reading my work.” – John Egan
Personal finance, credit cards, insurance
Bachelor’s degree in journalism from the University of Kansas; Master’s degree in communication from Southern New Hampshire University
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He specializes in content focusing on personal finance, real estate and health and wellness. Among the outlets where John’s work has appeared are CreditCards.com, Bankrate, Forbes Advisor, Experian and U.S. News & World Report. He is the former editor-in-chief of the Austin Business Journal.
John has won awards from several organizations, including the Society for Advancing Business Editing and Writing (SABEW) and the National Association of Real Estate Editors.
John earned his bachelor’s degree in journalism from the University of Kansas and his master’s degree in communication from Southern New Hampshire University.
John's Latest Articles
4 min read Oct 14, 2015
Dreaming of retirement overseas? Here’s what to know about health care.2 min read Aug 11, 2015
Data security is going sci-fi in a Wi-Fi world. Will we embrace eye scans over passwords?3 min read Jun 19, 2015
Snap a picture of your bill and you won’t have to manually enter data to pay online.3 min read Apr 10, 2015
These tips will help make you a savvy smartphone shopper — and protect you from fraud.4 min read Mar 18, 2015
You can complete almost any money chore on your mobile device, but should you?4 min read Feb 04, 2015
The cost to own multiple mobile devices might surprise you. Is a tech diet in order?3 min read Jan 23, 2015
Deciding when a child is ready for a smartphone can be tricky. Here are some tips.4 min read Oct 09, 2014