Are your lost bitcoins gone forever? Here’s how you might be able to recover them
Traders who have lost access to their digital currencies may have the ability to recover them.
6 min read
Oct 10, 2024
James Royal, Ph.D.
Principal writer, investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
CNBC
Yahoo Finance
Reuters
Cheddar TV
Forbes
Barron’s
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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What is the average Social Security check?
Find out how much your Social Security payments could grow over time.
3 min read Oct 10, 2024 -
What is a cost-of-living adjustment (COLA)?
For people living on a fixed income, the COLA is a critical safety net.
3 min read Oct 10, 2024 -
Stock market outlook for the next 12 months: Here’s what top analysts are predicting into 2025
Analysts preferred U.S. stocks over global ones, and value stocks over growth stocks.
6 min read Oct 10, 2024 -
What is a robo-advisor?
A robo-advisor is a fancy term for an advisor that automates the process of financial planning.
6 min read Oct 09, 2024 -
What is options trading? A basic overview
Here’s how options work, the benefits and risks of options and how to start trading options.
8 min read Oct 08, 2024 -
9 retirement investing mistakes to avoid
A financially secure retirement won’t just happen to you. Craft a carefully considered plan and stick to it.
7 min read Oct 08, 2024 -
5 popular investment strategies for beginners
A good investment strategy minimizes your risks while optimizing your potential returns.
6 min read Oct 07, 2024
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Women and investing in 2024: Here’s everything you need to know
Women are poised to transform the investment landscape for the future.
9 min read Mar 26, 2024 -
Capital gains vs. investment income: How they differ
Capital gains and investment income are taxed differently. Here’s how.
4 min read Mar 25, 2024 -
Liquid assets vs. fixed assets: What’s the difference?
What investors should know about fixed assets and liquid assets.
2 min read Mar 12, 2024 -
What is the Consumer Price Index (CPI) and why is it useful?
What you should know about the Consumer Price Index (CPI).
5 min read Mar 11, 2024 -
After-hours trading: What it is and how it works
Trading in the stock market doesn’t always stop when the regular market closes.
3 min read Feb 29, 2024 -
What are the benefits of contributing to a 403(b)?
One benefit of 403(b) plans is contributions enjoy tax-free growth within the account.
4 min read Feb 28, 2024 -
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What is the Dow Jones Industrial Average?
These companies make up the popular Dow Jones Industrial Average.
3 min read Feb 28, 2024