Best ways to protect your wealth: 9 strategies to safeguard your nest egg
Preserving your wealth is more about reducing risk than it is about amping gains.
5 min read
Apr 04, 2025
James Royal, Ph.D.
Principal writer, Investing and wealth management
EXPERTISE
- Investing
- Wealth management
- Behavioral finance
- Stock analysis
EDUCATION
- Bachelor of Science in management, University of Florida
- Master of Arts in English, University of Florida
- Doctorate in English, University of Florida
About the author
Bankrate principal writer and editor James F. Royal, Ph.D. covers investing and wealth management. His work has been cited across major media, including CNBC, the Washington Post, The New York Times and the Associated Press. Royal believes in the power of education to help individuals make smart financial decisions that can positively and significantly improve their lives.
Experience
James is the author of The Zen of Thrift Conversions. He’s a veteran writer and stock analyst with a history of working in the financial-services industry, including at the Motley Fool and Bankrate.
Education
Royal has a bachelor’s degree in management as well as master’s and doctoral degrees in English earned at the University of Florida.
Media mentions
Our goal is to get wiser every day and avoid the mistakes of the past.
— James Royal, Ph.D.
James's latest articles
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What is estate planning?
Estate planning is the process of arranging who will receive your assets when you die.
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Intel-Taiwan Semi joint venture: Intel stock is up, but why, asks analyst
At least one analyst is questioning the rationale for the decision.
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Short selling: How to short sell stocks
Short selling is straightforward in theory, but it presents different costs and risks from going long.
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Secondary mortgage market: What it is and how it works
As a homeowner, you don’t know it, but it affects who may actually own your home loan.
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Put options: What they are, how they work and how to buy and sell them
How does a put option work and why would someone buy (or sell) one?
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The stock market is whipsawing. There’s a word for that: market volatility.
Here’s what volatility is, how it’s measured and how it can affect investors.
4 min read Apr 03, 2025 -
Survey: Experts see the 10-year Treasury hovering around 4% a year from now despite recession fears
The rate is expected to fall to 4.08 percent, from 4.25 percent at the end of March.
4 min read Apr 03, 2025
