What is an affinity credit card?
Affinity credit cards make it easy to donate to a cause.
“People like to say money doesn’t matter, but that’s not true. When we are in control of our finances and have good financial health, every area of our lives benefits. From our health, to our careers, to our relationships, being financially well can improve all areas of our life. The first step towards financial wellness is knowledge and I hope that my work provides people with the tools they need to make the right financial decisions for them.”
— Jacqueline DeMarco
Jacqueline DeMarco is a contributor to Bankrate covering personal finance, including credit cards, rewards credit cards and travel credit cards. In addition to Bankrate, she has contributed to LendingTree (including Student Loan Hero and ValuePenguin), Credit Karma, Fundera, Chime, MagnifyMoney, SoFi and Northwestern Mutual.
During college, DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, she realized just how important financial education is.
“People like to say money doesn’t matter, but that’s not true. When we are in control of our finances and have good financial health, every area of our lives benefits. From our health, to our careers, to our relationships, being financially well can improve all areas of our life. The first step towards financial wellness is knowledge and I hope that my work provides people with the tools they need to make the right financial decisions for them.”
— Jacqueline DeMarco
Affinity credit cards make it easy to donate to a cause.
Credit cards are great credit-building tools, but think carefully before applying.
Responsible credit usage or change in income may result in a credit increase.
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.
Your account was opened the moment you were approved, so choosing not to activate your credit card won’t impact your account status – it just means you won’t be able to use it.
As the popularity of subscription services grows, so does consumer frustration over recurring charges they either forgot to cancel or couldn’t shut off due to a lack of customer service. Luckily, there [...]
Paying your credit card on-time or early helps avoid missed payments, late fees, extra interest charges and more.